Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Journal of Economics and Business
Ade Mayang Sari
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Analysis of Opportunities and Challenges of Using Fintech in Islamic Banking in the Digital Era Nayla Fibri Anjani; Eky Okta Triana; Ika Yuli Astuti; Kaka Raflika Renandar; Widia Alfa Rifa; Ade Mayang Sari
Journal of Economics and Business Vol. 3 No. 2 (2025): Journal of Economics and Business
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/econis.v3i2.570

Abstract

The rapid growth of digital technology has driven innovation in Islamic banking, with fintech playing a key role in improving efficiency, expanding financial access, and strengthening competitiveness. This literature-based study analyzes the opportunities and challenges of fintech adoption in Islamic banking. Findings indicate that fintech creates opportunities through improved service effectiveness, broader market reach, enhanced service quality, easier transactions, and strong regulatory support. However, several challenges remain, including cybercrime risks, uneven digital infrastructure, low fintech literacy among the public, and strict Sharia compliance requirements. Overall, fintech has great potential to support the development of Islamic finance if supported by the right digital strategies, stronger regulations, and increased user literacy, providing valuable insights for industry players, regulators, and academics in building an inclusive and sustainable Islamic fintech ecosystem.
Co-Authors Eky Okta Triana Ika Yuli Astuti Kaka Raflika Renandar Nayla Fibri Anjani Widia Alfa Rifa