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All Journal International Journal of Artificial Intelligence for Digital Marketing
Khusan, Ergashev
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Economics, Econometrics & Finance Environmental Science

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TRANSFORMATION PROCESSES IMPLEMENTED IN THE BANKING SYSTEM AND POSSIBILITIES OF IMPLEMENTING IT IN OUR COUNTRY Kholmuradovich, Suyunov Dilmurod; Khusan, Ergashev; Mirzabek, Ergashev
International Journal of Artificial Intelligence for Digital Marketing Vol. 2 No. 1 (2025): International Journal of Artificial Intelligence for Digital Marketing
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijaifd.v2i1.299

Abstract

Objective: This study aims to analyze the New Uzbekistan Development Strategy for 2022-2026, which seeks to make the digital economy the main driver of economic growth by increasing its volume by at least 2.5 times. Additionally, it examines the strategy’s goal of completing the transformation of state-owned commercial banks and increasing the share of private banks in total bank assets to 60% by the end of 2026. Method: The research involves an in-depth analysis of the modernization processes in the banking sector, focusing on mutual trust and transparency between banks and clients. It also reviews global practices and the impact of scientific and technological progress on banking activities. Results: Findings indicate that the rapid adoption of advanced technological solutions is essential for the modernization of the banking system. Furthermore, increasing transparency and trust between banks and customers is a key factor in achieving sustainable growth. The study also highlights the potential challenges in balancing state-owned and private banking sector contributions. Novelty: This study provides a comprehensive evaluation of the role of digital transformation in banking modernization within the framework of Uzbekistan's development strategy. It offers new insights into the factors influencing financial sector reforms and the impact of scientific and technological advancements on banking efficiency.
TRANSFORMATION PROCESSES IMPLEMENTED IN THE BANKING SYSTEM AND POSSIBILITIES OF IMPLEMENTING IT IN OUR COUNTRY Dilmurod Kholmuradovich, Suyunov; Khusan, Ergashev; Mirzabek, Ergashev
International Journal of Artificial Intelligence for Digital Marketing Vol. 2 No. 2 (2025): International Journal of Artificial Intelligence for Digital Marketing
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijaifd.v2i2.306

Abstract

Objective: This study examines the economic implications of adopting innovative technologies in small business manufacturing settings compared to traditional methods. Method: A systematic comparative analysis was conducted by evaluating key economic indicators—including productivity, cost efficiency, and profitability—across a sample of small business entities producing tangible products, with data gathered through quantitative methodologies and supported by case studies. Results: Findings reveal that businesses integrating innovative technologies experience significant improvements in operational efficiency and competitive positioning, demonstrating enhanced financial performance relative to those employing conventional practices. Novelty: The research contributes novel insights by identifying critical factors that drive the successful implementation of innovative strategies within small enterprises and by proposing tailored recommendations for optimizing technology adoption. These insights provide a framework for understanding the interplay between technological innovation and economic performance in small business contexts, offering a valuable basis for future studies and policy development aimed at fostering sustainable growth and resilience in the sector.
Co-Authors Dilmurod Kholmuradovich, Suyunov Kholmuradovich, Suyunov Dilmurod Mirzabek, Ergashev