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Pengaruh Literasi Keuangan Dan Perilaku Keuangan Terhadap Keputusan Investasi Dengan Profil Risiko Sebagai Variabel Moderating Anisa; Nuriatullah; Noor Riefma Hidayah; irham pakawaru
Jariyah: Jurnal Ilmu Akuntansi dan Keuangan Syariah Vol. 2 No. 1 (2024): Jariyah: Jurnal Ilmu Akuntansi dan Keuangan Syariah
Publisher : Program Studi Akuntansi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jariyah.v2i1.3693.206-224

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh literasi dan perilaku keuangan terhadap keputusan investasi masyarakat Kota Palu di pasar modal, dengan mempertimbangkan profil risiko sebagai variabel yang mungkin memoderasi hubungan tersebut. Penelitian ini adalah penelitian kuantitatif dengan menggunakan pendekatan kuantitatif. Responden dalam penelitian ini adalah masyarakat Kota Palu yang sedang berinvestasi di Pasar Modal. Uji statistik dengan teknik analisis data, asumsi klasik dan MRA. Hasil penelitian menunjukkan bahwa literasi keuangan dan perilaku keuangan memiliki pengaruh signifikan terhadap keputusan investasi masyarakat Kota Palu di pasar modal. Namun, uji statistik menunjukkan bahwa profil risiko tidak memoderasi hubungan antara literasi keuangan, perilaku keuangan, dan keputusan investasi. Implikasinya adalah bahwa dalam merancang program literasi keuangan dan strategi investasi, fokus harus diberikan pada peningkatan pemahaman dan perilaku keuangan, sambil mempertimbangkan perbedaan individual dalam toleransi risiko
ANALISIS KINERJA KEUANGAN DALAM MENINGKATKAN VOLUME PERDAGANGAN SAHAM PADA BANK SYARIAH INDONESIA PERIODE 2021-2023 Nuriatullah; Annisa Waridh; Dede Arseyani Pratamasyari; Noor Riefma Hidayah
Jariyah: Jurnal Ilmu Akuntansi dan Keuangan Syariah Vol. 2 No. 2 (2025): JARIYAH : Jurnal Ilmu Akuntansi dan Keuangan Syariah
Publisher : Program Studi Akuntansi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jariyah.v2i2.3962.264-283

Abstract

This study aims to analyze the impact of financial performance on the trading volume of Bank Syariah Indonesia (BSI) shares on the Indonesia Stock Exchange (IDX) during the 2021-2023 period. The primary focus is to evaluate how financial performance indicators, such as Return on Equity (ROE), Market Value Added (MVA), Cash Ratio, and Debt to Equity (DER), influence the trading volume of BSI shares. The approach employed in this research is qualitative, utilizing a descriptive research design. Secondary data were used, derived from the annual financial reports of Bank Syariah Indonesia (BSI) and the official Indonesia Stock Exchange website, which provides stock price data. The research methodology involves analyzing BSI’s financial and trading data to identify the relationship between financial performance and trading volume. The analysis results indicate that the company’s financial performance improved with an increase in Return on Equity (ROE) from 2021 to 2023, particularly in the first quarter of 2023. A high Market Value Added (MVA) in 2023 signifies value creation exceeding capital costs, although it has declined since 2021. The declined in the Cash Ratio affected perceptions of financial security, and a high Debt to Equity Ratio (DER) raised concerns about risk. Share trading volume was volatile, increasing in the first quarter of 2023 alongside higher ROE and MVA, but declining in subsequent quarters due to concerns over DER and the Cash Ratio. These fluctuations reflect investor sensitivity to debt risk and the company’s financial health. The findings suggest that increases in ROE and MVA tend to boost trading volume, while a declining Cash Ratio and high DER may trigger investor concerns, impacting market liquidity.
LOYALITAS MEMODERASI HUBUNGAN MOTIVASI DAN PELATIHAN ISLAMI TERHADAP KINERJA KARYAWAN DI BANK SYARIAH INDONESIA (BSI) Cindy Kurnia; Ubay Harun; Noor Riefma Hidayah
Jariyah: Jurnal Ilmu Akuntansi dan Keuangan Syariah Vol. 2 No. 2 (2025): JARIYAH : Jurnal Ilmu Akuntansi dan Keuangan Syariah
Publisher : Program Studi Akuntansi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jariyah.v2i2.4059.333-351

Abstract

Motivation is the basic drive that moves someone or the desire to devote all their energy because of a certain goal. Motivation and training are a series of attitudes and values that influence individual performance. These attitudes and values are invisible forces that encourage individuals to foster employee loyalty. The purpose of this research is to determine the influence of motivation and Islamic training on employee performance with loyalty as a moderating variable. The research uses a quantitative approach, with the research sample consisting of 40 employees from the BSI unit in Tondo village. Data collection was conducted by distributing questionnaires. The analysis technique used multiple regression with the Moderated Regression Analysis (MRA) method to determine the relationship between motivation and Islamic training with loyalty as the moderating variable. The research results show that motivation and Islamic training have a positive effect on employee performance. Loyalty strengthens the relationship between motivation and Islamic training on employee performance.