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All Journal LEGAL BRIEF Jurnal Hukum Inconcreto JPH Galunggung
Apip Nur
Sekolah Tinggi Hukum Galunggung
Law, Crime, Criminology & Criminal Justice

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Legal Protection Of Creditors In Credit Agreements With Guarantee Of Land Rights Apip Nur
LEGAL BRIEF Vol. 11 No. 4 (2022): October: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (457.816 KB) | DOI: 10.35335/legal.v11i4.438

Abstract

Material guarantees have the most important and strategic position in bank lending. The collateral material that is most requested by banks is in the form of land because economically the land has favorable prospects. With the enactment of the 1996 Mortgage Law, mortgages regulated by the Civil Code and creditverbands were previously used to bind land as collateral for debts. Law Number 4 of 1996 concerning mortgage rights over land and objects related to land has provided legal protection to creditors, it is explained that agreements that create debt-receivable relationships that are guaranteed to be paid off can be made in 2 (two) forms, namely either in the form of a private deed or an authentic deed, depending on the legal provisions governing the material of the agreement
Implementasi Hukum Perbankan Syariah Dalam Sistem Perbankan di Indonesia Apip Nur
Jurnal Hukum In Concreto Vol 1 No 1 (2022): Jurnal Hukum In Concreto
Publisher : LPPM Universitas Harapan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan bank syariah dianggap berperan positif bagi peningkatan ekonomi masyarakat, sehingga mendapat kesan bahwa kebangkitan ekonomi syariah merupakan kebangkitan ekonomi umat Islam dan ditandai dengan antusiasnya masyarakat dalam merespon berdirinya bank-bank syariah. Penelitian ini menggunakan metode penelitian yuridis normatif yang memprioritaskan kepada pengkajian penerapan norma hukum positif atau kaidah hukum yang diterapkan di Indonesia serta pendekatan melalui peraturan perundang-undangan yang terkait dan pendekatan dalam penelitian ini dilakukan secara konseptual. Implementasi hukum perbankan syariah dalam sistem perbankan di Indonesia yaitu diatu melalui Undang-Undang Perbankan, yang membuktikan adanya eksistensi dari perbankan syariah di Indonesia. namun pada kenyataannya saat ini penerapan syariah pada sektor perbankan masih bersatu dengan perbankan konvensional sehingga bank syariah hanya dianggap sebagai penamaan saja karena belum bisa mandiri dan menerapkan prinsip-prinsip syariah yang seharusnya.
TINJAUAN YURIDIS TERHADAP PERALIHAN PERUNTUKAN TANAH WAKAF DI KOTA TASIKMALAYA DIHUBUNGKAN DENGAN UNDANG-UNDANG NOMOR 41 TAHUN 2004 TENTANG WAKAF Syaira Anabila; Apip Nur; Rika Maryam
Jurnal Penelitian Hukum Galunggung Vol 2 No 3 (2025): Jurnal Penelitian Hukum Galunggung
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/jphgalunggung.v2i3.84

Abstract

This study discusses the transfer of waqf land in Tasikmalaya City from the perspective of Law No. 41 of 2004 concerning Waqf. The law stipulates that waqf property is permanent and may not be transferred except through the istibdal mechanism under strict procedures. However, in practice, several cases of waqf land transfer were found to be inconsistent with the provisions, such as changes of status into grants or even sales without approval from the Minister of Religious Affairs and the Indonesian Waqf Board (BWI). This study examines: (1) how the designation of waqf land is regulated under Law No. 41 of 2004 concerning Waqf, and (2) how the process of waqf land transfer occurs. The purpose of this study is to determine the regulation of waqf land designation under Law No. 41 of 2004 and to analyze the process of waqf land transfer in Tasikmalaya City. The theories used include the theory of utility, the theory of legal effectiveness, and the theory of waqf. This research employs a juridical-empirical approach with a qualitative method through interviews. The results show that: (1) the designation of waqf land may not be changed except for public interest purposes in accordance with the general spatial plan (RUTR), based on applicable laws and regulations, and not contrary to Sharia. Such transfer may only be carried out after obtaining written permission from the Minister with the approval of the Indonesian Waqf Board and must be exchanged with property of equal or greater benefit and value. (2) The transfer process that occurred in Tasikmalaya did not comply with the provisions of Law No. 41 of 2004 concerning Waqf, as the requirements for public interest in line with the spatial plan (RUTR) were not met, written approval from the Minister and BWI was not obtained, and the exchange value was not equivalent to the original waqf property.
Co-Authors Rika Maryam Syaira Anabila