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All Journal JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Vina Anggilia Puspita
Universitas Teknologi Digital Bandung
Economics, Econometrics & Finance

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Pengaruh Literasi Keuangan Terhadap Perilaku Fear Of Missing Out (FOMO) dalam Pengelolaan Keuangan Pribadi pada Generasi-Z di Kota Bandung Fanica Salwa Risqina; Vina Anggilia Puspita
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 5 No. 2 (2025): Juli : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v5i2.6766

Abstract

This study aims to analyze the effect of financial literacy on Fear of Missing Out (FOMO) behaviour in personal financial management among Generation-Z in Bandung City. A quantitative research method was employed using a survey approach, with data collection online through questionaires distributed to 108 Generation-Z respondents via the Google Forms platform. The data were analyzed using simple linear regression with the assistance of IBM SPSS 27 software. The results indicate that financial literacy has a positive and significant influence on Fear od Missing Out (FOMO) behaviour, as indicated by a t-value of 10.198, which exceeds the critical value of 1.982, and a significance level of 0.000 (<0.05). These findings suggest that individual’s with higher financial literacy tend to experience stronger of Fear of Missing Out (FOMO) behaviour. Therefore, financial knowledge alone is not sufficient to prevent impulsive financial behaviour. A more comprehensive approach is needed, including the practical applicaton of financial literacy in daily financial decision-making. Additionally, the development of healthy financial attitudes and the strengthening of self-control skills are essential so that individuals can face social pressures and consumerist temptations more wisely, and make financial decisions not merely based on social influence or current trends.
PENGARUH FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN YANG TERCATAT DI BURSA EFEK INDONESIA TAHUN 2021 – 2023 Alma Libera; Vina Anggilia Puspita
JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Vol 4 No 2 (2025): JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA)
Publisher : PUBLISHER ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/eb.v4i2.183

Abstract

This study aims to analyze the effect of financial technology (fintech) utilization on the profitability of banking companies listed on the Indonesia Stock Exchange during the period 2021-2023. This financial technology utilization is seen from the use of mobile banking technology, while banking company profitability is seen from the Return on Assets (ROA) generated by the banking company. This study uses a quantitative approach using simple linear regression analysis techniques. The sampling technique used purposive sampling with a total sample of 3 banking companies. Data collection techniques used by the researcher were documentation and literature study. The data used are secondary data, namely annual reports listed on the Indonesia Stock Exchange and sustainability reports containing data needed for 2021-2023. The results of this study indicate that the use of mobile banking technology has a positive and significant effect on bank profitability as measured by Return on Assets (ROA).
Co-Authors Alma Libera Fanica Salwa Risqina