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Effectiveness Socialization Program of The Micro Small and Medium Enterprises Hariyo Hariyo; Hulwati Hulwati; Aidil Novia; Afrinal Afrinal
Journal of Islamic Economics and Finance Studies Vol. 1 No. 2 (2025): December
Publisher : Journal of Islamic Economics and Finance Studies

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Abstract

This study aims to analyze the socialization of the Bayang Bungo Indah SMEs program and its impact on business participation. This research uses a qualitative method with a case study approach (case study design). Data sources were taken from sixty-six informants through in-depth interviews selected using purposive sampling technique, all informants were active business actors totaling 66 people. All interview results were then analyzed using simple mathematical and statistical methods. The results of the analysis found that socialization has been maximized because the Chairperson is actively socializing the Bayang Bungo Indah SMEs program and the socialization is well delivered and very easily accepted by members. The Chairperson also said that this program is very helpful for community welfare because business actors can easily manage their businesses. Socialization is needed by SMEs members because this will affect the implementation of the SMEs program itself, the role of the chairman and assistants is quite large in the implementation of the Bayang Bungo Indah SMEs program, because the chairman and assistants are expected to solve the problems faced by each group.
Fintech, Blockchain, Islamic Finance: A Systematic Literature Review Milla Febriza; Ahmad Wira; Aidil Novia
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 17 No. 2 (2025): Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/alamwal.v17i2.20220

Abstract

Introduction: The rapid development of financial technology (fintech) and blockchain has brought a major transformation in the global industry, including in the Islamic finance sector. However, integrating fintech and blockchain with Sharia principles remains a challenge and has not been studied systematically. This research aims to map and analyze the development of research related to Fintech, Blockchain, and Islamic finance, identifying trends, research gaps, and future development directions.Methods: This study employed a qualitative research method with a Systematic Literature Review approach, utilizing a model prism. The data source for this study consisted of published articles obtained from Scopus and Emerald. The study's results showed that 30 articles, published in Scopus and Emerald, were published between 2015 and 2024. Results: Based on the findings obtained, it is evident that blockchain technology, fintech, and digital innovation have significant potential in enhancing the efficiency, transparency, and inclusivity of Islamic finance, particularly through applications in zakat, waqf, sukuk, and crowdfunding. Despite regulatory and collaboration challenges, these technologies have been able to eradicate poverty, support economic development, and expand access to finance, including in non-Muslim countries. Technology adoption is also influenced by religiosity factors and perception of benefits, confirming the need for global regulatory and standard support to maximize its benefits. Conclusion and Suggestion: The reviewed studies suggest that blockchain technology has significant potential to strengthen trust and compliance with Shariah by enabling smart contracts, decentralized financial products, and transparent auditing mechanisms. Moreover, fintech solutions can expand financial inclusion in Muslim-majority countries and beyond, especially for the unbanked population. However, challenges remain in terms of regulatory frameworks, Shariah standardization, scalability of blockchain applications, and the readiness of financial institutions and customers to adopt these innovations. In conclusion, while fintech and blockchain present strong prospects for advancing Islamic finance, further research and practical implementation are required to fully realize their potential in providing Shariah-compliant, inclusive, and sustainable financial services.