Ade Hastuty
IAIN Parepare

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Literature Study on the Role of Islamic Education in the Formation of Student Character in Multicultural Higher Education Ade Hastuty; Hasmuddin Hasmuddin; Darmawati Jufri; Ambo Dalle; Asmiatin Asmiatin; Amaluddin Amaluddin
Edumaspul: Jurnal Pendidikan Vol 9 No 1 (2025): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini bertujuan untuk mengkaji peran Pendidikan Islam (Pendidikan Agama Islam, atau PAI) dalam membentuk karakter mahasiswa di perguruan tinggi multikultural Indonesia. Studi literatur ini mengeksplorasi dampak Pendidikan Agama Islam terhadap pengembangan karakter mahasiswa, dengan fokus pada pendekatan pedagogis, integrasi nilai multikultural, dan strategi yang dapat mendorong toleransi serta pemahaman antarbudaya. Kajian ini menemukan bahwa PAI memiliki kontribusi signifikan dalam menumbuhkan sifat-sifat seperti toleransi, kejujuran, dan tanggung jawab sosial. Namun, efektivitas PAI sering kali dipengaruhi oleh dukungan institusi, kompetensi pengajar, serta tantangan globalisasi dan era digital. Hasil penelitian ini memberikan dasar untuk mengembangkan program pendidikan Islam yang relevan dan inovatif untuk menciptakan individu yang tidak hanya unggul secara akademis tetapi juga berkarakter mulia dan mampu berkontribusi dalam masyarakat multikultural
SHARIA CROWDFUNDING : FUNDING INNOVATION TECHNOLOGY-BASED FOR MSMES Fitri Setia Okta Ramadhani; Hilda Bakri; Fitri Fitri; Ade Hastuty
JURNAL PROFIT Vol 9, No 2 (2025): Economic And Financial Institutions
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i2.11440

Abstract

Sharia crowdfunding is an innovation in funding that utilizes technology to provide solutions to the problem of limited access to financing for MSMEs by following sharia principles. This study aims to explore the understanding, how it works, and the economic and strategic benefits of sharia crowdfunding in strengthening MSMEs in the sharia economic environment. The method applied in this study is qualitative descriptive with a literature study approach, where data is collected from various sources such as journals, articles, and relevant documents. The findings of the study indicate that sharia crowdfunding applies various sharia contracts such as mudharabah, musyarakah, and qardh hasan which prioritize justice, transparency, and the principle of being free from exploitation. Several platforms such as Ethis and Investree Syariah have shown the success of this model in increasing financial inclusion and empowering MSMEs. However, there are still challenges such as low sharia financial literacy, lack of digital infrastructure, and regulations that are not yet fully mature that need to be resolved. Therefore, there is a need to be cooperative between various parties in terms of education, strengthening regulations, and developing technology to maximize the potential of sharia crowdfunding as a sustainable and inclusive financing solution for MSMEs in Indonesia