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Edukasi Manajemen Keuangan Sejak Dini : Membangun Generasi Melek Finansial di SMP Negeri 5 Gunungsitoli Serniati Zebua; Mitra Setia Zebua; Indah Laila Gea; Asria Harefa; Silvia Pis Mendrofa; Lipus Martin Luter Buulolo; Overnius Mendrofa; Hironimus Iman Syukur Waruwu; Elisabet Santa Tibelaris Bate’e; Sepfis Arifman Lase; Desni Krisdayanti Mendrofa; Lides Fransiska Gea
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 5 No. 2 (2025): Jurnal Pengabdian Masyarakat Nusantara
Publisher : AMIK Veteran Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v5i2.7537

Abstract

The financial literacy rate in Indonesia, recorded at 49.68% (OJK, 2022), indicates that most people do not have adequate understanding of personal financial management. This condition poses a struggle to cultivating a financially literate generation starting at a young age. Through this community service activity, a financial management education program was carried out at SMP Negeri 5 Gunungsitoli with a participatory and contextual approach. This program aims to strengthen students' comprehension of fundamental financial concepts, foster self-efficacy, and form healthy financial attitudes and habits. The methods used were interactive lectures, pocket money management simulations, and group discussions, with 30 grade VIII students as participants. The results of the pre-test and post-test indicated a significant improvement in understanding, rising from 30% to 86.7%.. This activity provides practical implications that financial literacy education needs to be systematically integrated into the basic education curriculum, and adapted to the digital challenges faced by today's youth. Therefore, this activity is anticipated to serve as an educational model that can be replicated in other schools to foster a financially literate young generation capable of navigating the challenges of the modern economy.
Pengaruh Herding Behaviour dan Return Saham terhadap Volatilitas Harga Saham pada Perusahaan Sektor Perbankan di Bursa Efek Indonesia Periode 2020-2024 Indah Laila Gea; Kurniawan Sarototonafo Zai; Martha Surya Dinata Mendrofa; Serniati Zebua
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 4 No. 4 (2026): October : JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v4i4.4984

Abstract

This study aims to examine and analyze the partial and simultaneous effects of herding behavior and stock return on stock price volatility in banking sector companies listed on the Indonesia Stock Exchange (IDX) for the 2020–2024 period. This research is motivated by indications of widespread herding behavior, which tends to increase stock price volatility, particularly in the banking sector as a major contributor to market capitalization. This condition is further reinforced by the phenomenon of volatility shocks and stock return fluctuations throughout the 2020–2024 period. The method used in this research is a quantitative approach. The research sample was selected using a purposive sampling technique, obtaining 34 banking companies with a total of 170 observation data points during the 2020–2024 period. The data used is secondary data processed using descriptive statistics, classical assumption tests, multiple linear regression, t-test, f-test, correlation coefficient test, and coefficient of determination. The results showed that partially, herding behavior has a significant effect on stock price volatility. Likewise, stock return partially has a significant effect on stock price volatility. Simultaneously, herding behavior and stock return together significantly affect the stock price volatility of banking companies on the IDX. These findings indicate that herd behavior among investors and the magnitude of stock returns serve as primary drivers of stock price fluctuations in the capital market.