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All Journal Falahiya DIMAS-UNDAR
Candra Febrilyantri
Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo
Economics, Econometrics & Finance Social Sciences

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Penguatan Pemahaman Fikih Thaharah melalui Edukasi Praktis: Studi Pengabdian di Desa Nglayang Ponorogo Candra Febrilyantri; Arina Nisaal Khasanah; Diva Tria Amanda; Muhammad Ridwan Asyrofi; Najmatuzzahiroh Sholehah
Jurnal Pengabdian Masyarakat Universitas Darul Ulum Vol 4 No 2 (2025): DIMAS-UNDAR
Publisher : Universitas Darul Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32492/dimas-undar.v4i2.4202

Abstract

Nglayang Village is one of the villages with a majority of Muslim population and has a strong religious tradition. Although there is a strong religious tradition, the observation results actually indicate that there are issues related to the practice of purification (thaharah) that are not in accordance with sharia rules. Some residents still apply the wrong way of purification, both related to small and large hadas, which can potentially affect the validity of prayer. The implementation team carried out community service activities using the Asset Based Community Development (ABCD) method through the fiqh taharah literacy program. This activity involves religious leaders, young people, and the wider community through training, discussions, and simulations of purification practices in accordance with Islamic teachings. The results of the activities show an increase in people's knowledge and skills in carrying out taharah, as well as increasing awareness of the importance of correct purification for the validity of worship and the preservation of spiritual values in daily life
The Effect OF CAR, NPF, and BOPO on ROA in Islamic Commercial Banks for the 2017-2024 Ulvia Firdayanti; Candra Febrilyantri
Falahiya Journal of Islamic Banking and Finance Vol. 5 No. 1 (2026)
Publisher : Universitas Islam Negeri (UIN) Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/racwsc43

Abstract

Introduction: this research is motivated by the fluctuation of probability (ROA) in Islamic Commercial Banks in Indonesia, which is influenced by capital conditions, financing quality, and operational efficiency. ROA stability serves as a crucial indicator in assessing bank performance; thus, empirical analysis is required to determine the effect of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), and Operating Expenses to Operating Income (OEOI/BOPO). Research Methods: this study employs a quantitative of five Islamic commercial banks (BUS) during period of 2017-2024. The analysis technique used is panel data regression via Eviews9 software, involving model section stages through the Chow test and Hausman Test. Based on the test result, the Random Effect Model (REM) was selected as the best model Results and Conclusion: indicate that partially, CAR does not have a significant effect on ROA, meanwhile NPF and OEOI/BOPO has a significant negative effect on ROA. Simultaneously, CAR, NPF, and OEOI/BOPO significantly affect ROA with a coefficient of determination (R2) of 0,542, indicating that 54,2% of the variation in ROA can be explained by these three variables, while the remaining 45,8% is influenced by factor outside this research.
Co-Authors Arina Nisaal Khasanah Diva Tria Amanda Muhammad Ridwan Asyrofi Najmatuzzahiroh Sholehah Ulvia Firdayanti