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All Journal JURNAL HUKUM
Nur Fareha
MARA Technological University, Shah Alam, Malaysia
Religion Humanities Social Sciences

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The Challenges of Sharia Fintech Regulation in Indonesia: A Global Comparative Analysis Darmadi Durianto; Dahniarti Hasana; Nur Fareha; Dewi Nadya Maharani
Jurnal Hukum Vol 41, No 1 (2025): Jurnal Hukum
Publisher : Unissula

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jh.v41i1.41490

Abstract

The purpose of this study is to analyze Sharia-compliant fintech regulations in both countries and provide recommendations to strengthen their regulatory frameworks. Financial technology (fintech) has transformed the global financial industry landscape by introducing innovations that accelerate access to financial services. Sharia-compliant fintech, as part of this development, plays a critical role in providing financial services that comply with Sharia principles, such as the prohibition of riba, gharar, and maysir. The study found that Sharia-compliant fintech regulations in several countries, such as Indonesia and Bangladesh, are still in their infancy. Existing regulations are often not fully aligned with the needs of Sharia-compliant fintech, highlighting the need for a more comprehensive and inclusive regulatory approach. In Indonesia, the Financial Services Authority and Bank Indonesia have issued several policies to support fintech development, but there is still no specific regulation for Sharia-compliant fintech. In Bangladesh, the development of Sharia-compliant fintech is supported by Islamic banking initiatives, although a more mature regulatory framework is still needed. By adopting best practices from countries such as Malaysia, which have developed more advanced regulations for Sharia-compliant fintech, both countries can increase financial inclusion and create a more sustainable fintech ecosystem.
The Marriage Law Reform in The Global Era: Integrating Human Rights into Family Law I Nyoman Sujana; Nur Fareha; Jawade Hafidz; Indriana Masru’iyati Salma Izzah; Mazhab Mursida Zidan
Jurnal Hukum Vol 42, No 1 (2026): Jurnal Hukum
Publisher : Unissula

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jh.v42i1.48618

Abstract

The purpose of this study is to examine marriage law reform in the global era, emphasizing the integration of human rights principles into family law. This study focuses on how marriage law can respond to the demands of globalization, gender equality, and the protection of vulnerable groups. This study uses a juridical-normative approach and comparative methods through a review of laws and regulations, court decisions, and ratified international instruments. The analysis focuses on practices in Indonesia and Southeast Asian countries, particularly Malaysia and the Philippines. This study reveals that Indonesia still places religion as the primary basis for marriage legality, Malaysia faces the complexity of dualism between Islamic law and civil law, while the Philippines is relatively progressive in adopting human rights principles despite still being influenced by Catholic doctrine. This study contributes to the family law literature by offering an integrative perspective that emphasizes the importance of marriage law reform that is responsive to local values while aligning with global human rights standards. These findings have strategic implications for the development of family law policy in Southeast Asia in the face of globalization and international standardization.
Co-Authors Dahniarti Hasana Darmadi Durianto Dewi Nadya Maharani I Nyoman Sujana Indriana Masru’iyati Salma Izzah Jawade Hafidz Mazhab Mursida Zidan