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All Journal Tamaddun
Dewi Kumalasari
Institut Agama Islam Uluwiyah Mojokerto
Religion Humanities Education Social Sciences Other

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Journal : Tamaddun

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DAMPAK PRAKTIK BANK TITHIL TERHADAP KESEJAHTERAAN EKONOMI MASYARAKAT DALAM PERSPEKTIF EKONOMI ISLAM Dewi Kumalasari; Suyitno
Tamaddun Vol. 9 No. 2 (2024): Tamaddun
Publisher : LPPM Institut Agama Islam Uluwiyah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47759/yjccsw54

Abstract

This study aims to analyze the impact of bank tithil practices on the economic welfare of society and examine them from the perspective of Islamic economics. Using a descriptive qualitative approach through interviews and observations in Banjar Village, the study found that bank tithil practices provide easy access to capital but create dependency, high interest burdens, and a decline in welfare. From an Islamic perspective, this practice contains elements of riba and contradicts the principles of justice, mutual assistance, and overall welfare (falah).
DIVERSIFIKASI PENDAPATAN ASLI DESA MELALUI BUMDES: ANALISIS PENGELOLAAN POTENSI LOKAL DI DESA KEBONTUNGGUL Dewi Kumalasari; Siandi
Tamaddun Vol. 10 No. 1 (2025): Tamaddun
Publisher : LPPM Institut Agama Islam Uluwiyah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47759/x82t4p36

Abstract

Village-Owned Enterprises (BUMDes) play a significant role in increasing village revenue through the management of local resources. This study analyzes the diversification strategies of Village Original Income (PADes) implemented by BUMDes Kebontunggul in Mojokerto. A case study approach was applied using interviews, observations, and documentation. The findings show that agricultural units, tourism services, and microfinance activities contribute to PADes growth and local economic opportunities. The main challenges include limited managerial capacity and insufficient capital.
Co-Authors Siandi Suyitno