Anita Kusuma Dewi
Politeknik Negeri Lampung, Indonesia

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Sustainable Finance in Islamic Banking: A Systematic Review in the Context of Economic Instability Anita Kusuma Dewi
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 4 (2025): JIMKES Edisi Juli 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i4.3489

Abstract

Global economic uncertainty in the last ten years due to changes in financial markets, geopolitical conflicts, and the COVID-19 pandemic has tested the resilience of the banking sector, including Islamic banking. This study aims to identify sustainable financial management strategies implemented by Islamic banks using a systematic literature review (SLR) based on the PRISMA approach. A total of 65 relevant scientific articles were analyzed using a thematic approach. The research results revealed three main strategic pillars, namely risk management based on maqashid sharia, ethical and inclusive asset portfolio diversification, and improving financial governance and transparency. Integration of sustainability principles within the sharia framework, including strengthening social fund instruments such as zakat, waqf, and qardhul hasan, as well as value-based digitalization have proven effective in strengthening the resilience and competitiveness of Islamic banks. In addition, adjustments to Environmental, Social, and Governance standards and the establishment of a strategic risk management unit are important elements in maintaining operational continuity amidst global instability. This study contributes theoretical and practical contributions to the development of Islamic finance literature and sustainable development, while also providing policy recommendations to regulators and industry players to realize adaptive and long-term-focused Islamic financial management practices.
THE IMPACT OF AGILE AND ADAPTIVE BANKING TECHNOLOGY TRENDS IN SUPPORTING DIGITAL TRANSFORMATION FOR FINANCIAL COMPANIES Anita Kusuma Dewi; Ahadi Rerung, Agus Sunaryo
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 9 (2025): INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Publisher : Adisam Publisher

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Abstract

Digital transformation has become a necessity for financial companies to remain competitive in the modern era. Agile and adaptive banking technology trends play a crucial role in this process, enabling financial companies to respond to market changes more quickly and efficiently. Agile technologies, such as artificial intelligence, big data, and cloud computing, support process automation, reduce operational costs, and increase efficiency and speed of service. In addition, technological adaptation allows the development of more innovative products and services, in line with evolving customer needs. The application of advanced technologies also improves data and transaction security, reduces the risk of fraud, and ensures compliance with applicable regulations. The impact and implications of agile and adaptive banking technology trends in supporting digital transformation are broad and profound. Financial companies that successfully utilize these technologies will be able to increase efficiency, improve customer experience, reduce risk, and maintain their competitiveness in an increasingly digital and connected market. This study summarizes the positive impacts of implementing modern banking technologies in supporting digital transformation for financial companies, while also underlining the importance of innovation and adaptability in this dynamic industry.
THE ROLE OF FOREIGN INVESTMENT IN IMPROVING THE LOCAL ECONOMY: CASE STUDIES IN SOUTHEAST ASIA Yunior Pasagi; Ahmad Solihin; Anita Kusuma Dewi
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 9 (2025): INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Publisher : Adisam Publisher

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Abstract

Foreign direct investment (FDI) has been recognized as an important catalyst in advancing the economies of developing countries, especially in the Southeast Asia region. This research aims to analyze the impact that foreign investment has on the local economy in Southeast Asia, with a focus on economic growth, job creation, technology transfer, and development of key sectors. The research results show that foreign investment has a significant role in accelerating the economic development process, through various channels such as increasing employment opportunities, improving the quality of human resources, as well as technological innovation and infrastructure development. Foreign investment also plays a role in the economic integration of Southeast Asian countries into the global economy, enabling access to wider export markets and supporting the country in facing international competition. However, this research also identifies several challenges, including regional disparities in attracting FDI, the risk of a race to the bottom due to competition in providing incentives to investors, and the need for improvements in aspects of governance and transparency to ensure that foreign investment has an inclusive and sustainable positive impact for the local economy.