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All Journal Didaktik : Jurnal Ilmiah PGSD STKIP Subang Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Dwi Afrianti
UNIVERSITAS QOMARUDDIN GRESIK
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Pengalaman Magang, Pengetahuan dan Kesadaran Finansial terhadap Preferensi Mahasiswa terhadap Lembaga Keuangan Syariah. Alfitri Wulandari; Nur Fadhillah; Dwi Afrianti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 9 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i9.8523

Abstract

This study aims to analyze the influence of internship experience, knowledge and financial awareness on the preferences of Islamic financial institutions (student study of the Faculty of Economics and Islamic Business, Qomaruddin University, Gresik) in choosing Islamic financial institutions. This background is based on the importance of the role of the younger generation as potential customers and workers in the development of the Islamic financial industry in Indonesia. This study uses a quantitative approach with a survey method through a questionnaire to 50 respondents selected by purposive sampling. Data analysis was carried out using multiple linear regression. The results of the study indicate that partially, internship experience, knowledge and financial awareness each have a significant effect on the preferences of Islamic financial institutions. Simultaneously, the three variables also have a significant effect on student preferences. These findings are expected to be input for educational institutions, Islamic financial institutions, and related parties in increasing literacy and interest of the younger generation in the Islamic financial sector.
TINJAUAN FIQIH MUAMALAH PADA PRAKTIK SEWA MENYEWA LAHAN TAMBAK SISTEM SETORAN DI DESA TAJUNG WIDORO, BUNGAH ,GRESIK Dinna Emilia Nafa’a; M. Shaiful Umam; Dwi Afrianti
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 3 (2026): Volume 12 No. 3, September 2026 Release
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i3.17942

Abstract

Fishpond land leasing through a deposit payment system has become a long-standing practice in Tajung Widoro Village, Bungah District, Gresik Regency. The practice is based on verbal agreements and mutual trust, raising questions regarding its compliance with the principles of fiqh muamalah. This study aims to analyze the implementation of the deposit payment system in fishpond land leasing and evaluate its conformity with the principles of ijarah and 'urf. This research employed a qualitative approach with a descriptive phenomenological design. Data were collected through observation, in-depth interviews, and documentation involving landowners, tenants, village officials, and religious leaders. The data were analyzed using data reduction, data display, and conclusion drawing, while validity was ensured through triangulation. The findings show that the leasing practice generally fulfills the pillars and conditions of an ijarah contract, including competent contracting parties, a clearly identified leased object, agreed benefits, and rental payment (ujrah). However, unclear payment schedules and delayed installments may create minor uncertainty (gharar yasir). These issues have not resulted in significant disputes because the practice is widely accepted as 'urf shahih. Therefore, the deposit payment system is considered valid according to fiqh muamalah, provided that contractual clarity, justice, mutual consent, and good faith are maintained.
Co-Authors Alfitri Wulandari Dinna Emilia Nafa’a M. Shaiful Umam Nur Fadhillah