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All Journal QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Jurnal Proaksi
Ida Bagus Made Arjana
IAHN Gde Pudja Mataram
Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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DINAMIKA KOMUNIKASI, LITERASI DIGITAL DAN INKLUSI KEUANGAN DALAM MENENTUKAN PERILAKU KEUANGAN GENERASI HINDU Suli Asmara; Ida Ayu Nyoman Sutriani; Ida Bagus Made Arjana
Jurnal Proaksi Vol. 12 No. 2 (2025): April - Juni 2025
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v12i2.7062

Abstract

Main Purpose - This study aims to analyze the influence of communication dynamics, digital literacy, financial inclusion, financial attitudes, and financial experiences on the financial behavior of the Hindu generation in Mataram. Method - Data were processed using quantitative analysis method with multiple linear regression. The sample in this study was 108 respondents selected using purposive sampling. Main Findings - Communication dynamics and financial inclusion do not significantly impact financial behavior but financial literacy, financial attitudes, and financial experiences significantly influence financial behavior. Communication dynamics fail to exert influence on financial decision-making and behavior although financial institutions provide adequate access (financial inclusion) to financial services, the Hindu generation has yet to fully utilize this access in their financial transactions, resulting in limited benefits. This generation tends to make decisions on saving, borrowing, and spending based on personal history, including their experiences, attitudes, and financial literacy acquired through education, seminars, training, and knowledge from digital sources. Theory and Practical Implications - The implication of this study is to increase Hindu generations awareness of the importance of financial literacy, financial attitudes, and financial experiences in their financial behavior so that they can plan individual finances more carefully in the future. Novelty - The novelty of this research is to examine the influence of communication dynamics variable on the financial behavior of millennial and Z Hindus generations.
Integration of Hindu Ecological Values in Social Science Education to Increase Environmental Awareness Among High School Students in the City of Mataram Ida Bagus Made Arjana; Gde Eka Pudja Dyatmika; Srirahayu Puspawati
QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Vol. 18 No. 1 (2026)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Program Pascasarjana IAI Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/qalamuna.v18i1.7558

Abstract

This research aims to analyze the integration of Hindu ecological values in social studies learning and its influence on the environmental awareness of high school students in Mataram City. Additionally, this research identifies the challenges and opportunities in integrating Hindu ecological values into the curriculum, as well as measuring the extent to which students understand and accept these environmental values. The method employed in this research is a qualitative approach, utilizing case study techniques. Data were collected through in-depth interviews and direct observations. The research results indicate that integrating Hindu ecological values, particularly the Tri Hita Karana teachings, enhances students' environmental awareness. Although there are challenges related to religious diversity and students' diverse cultural backgrounds, as well as limited teacher training, there is a significant opportunity to develop a more inclusive curriculum grounded in universal ecological principles. This research also highlights the importance of teacher training to ensure the practical understanding and implementation of Hindu ecological values in education. This research contributes to the development of the Social Studies curriculum by integrating ecological values into environmental education.
Co-Authors Gde Eka Pudja Dyatmika Ida Ayu Nyoman Sutriani Srirahayu Puspawati Suli Asmara