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KONTRIBUSI PENGELOLAAN KEUANGAN DAN LITERASI KEUANGAN TERHADAP SIKAP KEUANGAN MAHASISWA DI RANGKASBITUNG Furniawan; D. Muhamad Yamin
The Asia Pacific Journal Of Management Studies Vol 12 No 2 (2025)
Publisher : Universitas La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/apjms.v12i2.1552

Abstract

Financial attitude is an important factor in determining individual behavior in managing personal finances, especially among university students who are in the transition toward financial independence. This study aims to analyze the contribution of financial management and financial literacy to students’ financial attitudes in Rangkasbitung. This research employed a quantitative approach using a survey method involving university students in the Rangkasbitung area. Data were collected through structured questionnaires and analyzed using multiple linear regression with partial (t-test) and simultaneous (F-test) analyses. The results indicate that financial management contributes significantly to students’ financial attitudes. In addition, financial literacy also makes a significant contribution to shaping financial attitudes. Simultaneously, financial management and financial literacy jointly contribute significantly to students’ financial attitudes. These findings confirm that students’ financial attitudes are shaped by the synergy between practical financial management skills and adequate financial knowledge. Therefore, integrated efforts through financial literacy education and the development of sound financial management practices are necessary to foster healthy and sustainable financial attitudes among students.
Determinants of Green Finance and Good Corporate Governance on Company Value and Profitability in the Banking Industry Listed on the Indonesia Stock Exchange sinta munilah; Euis Ajizah; D. Muhamad Yamin
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2188

Abstract

As the transition towards a sustainable economy continues, this study examines the influence of green finance and good corporate governance (GCG) on Indonesian banking valuation (PBV), with profitability (ROA) as a mediating variable. Based on panel data from 15 commercial banks listed on the Indonesia Stock Exchange (IDX) (2021–2025) and a random effects model (EViews) analysis, the results show that green finance, good corporate governance, and profitability have no significant effect on the valuation of Indonesian banks. company value, both partially and simultaneously. The low adjusted R-squared indicates the dominance of external factors outside the model, while the mediation test confirms that ROA does not act as an intermediary. This reflect that integration aspect sustainability in assessment investors Still limited, so that required harmonization ESG reporting standards and fiscal incentives so that green practices can contribute significantly to market valuation premiums
Financial Literacy and Lifestyle in Shaping the Financial Behavior of Gen Z in Rangkasbitung, Lebak Regency Furniawan Furniawan; D. Muhamad Yamin
Eduvest - Journal of Universal Studies Vol. 6 No. 2 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i2.52191

Abstract

A low understanding of long-term financial management and planning can lead to unwise financial decisions. The financial literacy of Gen Z in Rangkasbitung, lacking optimal access to formal financial education or accurate digital information, may face difficulties in managing finances wisely. This study aims to determine the effects of financial literacy and lifestyle on the financial behavior of Generation Z in Rangkasbitung, Lebak Regency. The research method used is quantitative, employing a survey approach through a questionnaire distributed to 100 respondents. Data analysis was conducted using the classical assumption test, multiple linear regression, correlation, partial test (t-test), and simultaneous test (F-test). The results of the study indicate that, partially, financial literacy has a significant effect on the financial behavior of Gen Z, and lifestyle also has a significant effect on financial behavior. Simultaneously, financial literacy and lifestyle have a significant effect on the financial behavior of Generation Z in Rangkasbitung. These findings emphasize the importance of improving understanding of financial literacy and lifestyle management to foster healthy financial behavior among the younger generation.