Megawati H.M.
Magister Kenotariatan Universitas Surabaya

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Implikasi Hukum Penerbitan Covernote yang Tidak Sesuai Fakta Oleh Notaris dalam Perjanjian Kredit Refinancing PT Barito Riau Jaya Megawati H.M.
Jurnal Hukum Lex Generalis Vol 6 No 4 (2025): Tema Hukum Perdata dan Kenotariatan
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v6i4.1388

Abstract

This study discusses the problem when a notary makes a covernote that does not match the facts in a credit agreement at PT Barito Riau Jaya. Covernotes are often used by banks to disburse credit, but actually do not have legal force like a deed. When the contents of the covernote are incorrect, this can be detrimental to the state and violate the law. This study uses a normative legal approach and finds that notaries can be subject to administrative sanctions, even criminal and civil, if they make a misleading covernote.