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All Journal Acta Comitas : Jurnal Hukum Kenotariatan Kertha Patrika Open Access DRIVERset
Ni Putu Tya Suindrayani
Fakultas Hukum Universitas Nusa Cendana
Law, Crime, Criminology & Criminal Justice

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Mitigasi Risiko Bank dalam Skema Peer to Peer Lending: Kekuatan Perjanjian Kredit Dibawah Tangan Secara Elektronik Agus Prasetiyo; Soraya Yuslani Eoh; Ni Putu Tya Suindrayani
Acta Comitas : Jurnal Hukum Kenotariatan Vol. 10 No. 03 (2025)
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/AC.2025.v10.i03.p13

Abstract

Tujuan artikel ini adalah untuk menelaah bentuk risiko hukum, kekuatan hukum dalam perjanjian kredit dibawah tangan secara elektronik dan mitigasi hukum yang dapat dilakukan oleh Bank sebagai lender dalam skema peer to peer lending guna mencapai kepastian hukum. Jenis penelitian ini adalah penelitian doktrinal dengan analisis kualitatif deskriptif, serta memanfaatkan bahan hukum mencakup bahan hukum primer dan sekunder. Hasil dan pembahasan penelitian ini bahwa: Pertama, terdapat risiko perdata berupa wanprestasi dan perbuatan melawan hukum yang muncul akibat perjanjian kredit dibawah tangan secara elektronik, sedangkan risiko pidana yaitu pada pelanggaran prinsip kehati-hatian, keterlibatan tidak langsung dalam tindak pidana pencucian uang, dan pelanggaran perlindungan data pribadi. Kedua, kekuatan hukum perjanjian kredit di bawah tangan secara elektronik sah menurut KUHPerdata jo UU ITE, namun terkait pembuktian belum menjadi alat bukti yang sempurna, serta Bank sebagai lender dapat melakukan mitigasi dengan memaksimalkan strategi penerapan 5C dalam analisis kredit peer to peer lending guna mencapai kepastian hukum.
Discourse on the Role of Victim Advocates in the Concept of Plea Bargaining: Towards Restorative Justice? Ni Putu Tya Suindrayani; Rahmat Angga Dwi Putra; Tomi Agi Fratama; Putri Mega Silvia Pa
Kertha Patrika Vol. 47 No. 3 (2025): Reinterpreted Civil, Administrative, and Criminal Law into Indonesia Legal Dev
Publisher : Faculty of Law, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/KP.2025.v47.i03.p02

Abstract

The purpose of this research is to examine how the discourse on the role of victim advocates in the concept of plea bargaining as an attempt to achieve restorative justice in the adjudication of criminal cases in Indonesia. The methodology used is qualitative research with a non-doctrinal normative legal research method, as well as a regulatory and conceptual approach. The results of this study reveal a discourse on the situation of victim advocates in the current Indonesian criminal justice system, followed by a critical review of the concept of plea bargaining in the criminal justice system, and attempts to achieve restorative justice for victims by strengthening the role of victim advocates through its implementation in the concept of plea bargaining. Thus, the concept of plea bargaining not only prioritizes the interests of the defendant, but also serves as an alternative pathway to achieve recovery for victims of crime.
Discourse on the Role of Victim Advocates in the Concept of Plea Bargaining: Towards Restorative Justice? Ni Putu Tya Suindrayani; Rahmat Angga Dwi Putra; Tomi Agi Fratama; Putri Mega Silvia Pa
Kertha Patrika Vol. 47 No. 3 (2025): Reinterpreted Civil, Administrative, and Criminal Law into Indonesia Legal Dev
Publisher : Faculty of Law, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/KP.2025.v47.i03.p02

Abstract

The purpose of this research is to examine how the discourse on the role of victim advocates in the concept of plea bargaining as an attempt to achieve restorative justice in the adjudication of criminal cases in Indonesia. The methodology used is qualitative research with a non-doctrinal normative legal research method, as well as a regulatory and conceptual approach. The results of this study reveal a discourse on the situation of victim advocates in the current Indonesian criminal justice system, followed by a critical review of the concept of plea bargaining in the criminal justice system, and attempts to achieve restorative justice for victims by strengthening the role of victim advocates through its implementation in the concept of plea bargaining. Thus, the concept of plea bargaining not only prioritizes the interests of the defendant, but also serves as an alternative pathway to achieve recovery for victims of crime.
Co-Authors Agus Prasetiyo Putri Mega Silvia Pa Rahmat Angga Dwi Putra Soraya Yuslani Eoh Tomi Agi Fratama