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All Journal AKSIOMA : Jurnal Sains Ekonomi dan Edukasi
Diroska, Risqi Tirta
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Transformasi Sistem Pembayaran Digital: Analisis Implementasi dan Dampak Penggunaan Virtual Account pada Sektor Perbankan dan Pendidikan Adi, Farhan; Diroska, Risqi Tirta; Kartini, Ida Ayu Nuh
AKSIOMA : Jurnal Sains Ekonomi dan Edukasi Vol. 3 No. 1 (2026): AKSIOMA : Jurnal Sains, Ekonomi dan Edukasi
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/aksioma.v3i1.2178

Abstract

The development of digital technology has changed the way financial transactions through the use of virtual accounts (VA) as an automatic and accurate payment method. This study aims to analyze the working mechanism, advantages, and implementation of VA based on national and international literature. The method used is a literature study by studying relevant journals. The results show that the use of VA significantly improves time efficiency, record-keeping accuracy, and transaction security by reducing the risk of manual errors. The implementation of VA has proven to be effective in the education and banking sectors in supporting the digitalization of administration.
Co-Authors Adi, Farhan Kartini, Ida Ayu Nuh