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All Journal ICO EDUSHA Proceeding of International Conference on Humanity Education and Society
Wiwit Mustafidah
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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The Effectiveness Of The Baznas Program Of Banyuwangi Regency In Improving Community Welfare Vina Wafiatul Fauziah; Faiqotul Himmah; Wiwit Mustafidah
ICO EDUSHA Vol. 6 No. 1 (2025): Proceedings of International Conference On Islam Educationm Management and Shar
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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This study aims to evaluate the effectiveness of BAZNAS Banyuwangi's programs in enhancing beneficiary welfare across five dimensions: economic, educational, social, health, and religious. A descriptive qualitative method was employed, with data collected through participatory observation, in-depth interviews, and documentation. The results identify five core programs: Banyuwangi Makmur, Cerdas, Peduli, Sehat, and Taqwa. Overall, all programs positively impact beneficiaries, with varying effectiveness levels. The Banyuwangi Makmur (Prosperous) program proved most effective by focusing on economic empowerment through business capital and tools, demonstrably increasing income and fostering long-term self-reliance, thereby creating sustainable economic change. Other programs contributed significantly: Cerdas (Intelligent) alleviated educational costs, Peduli (Caring) improved living standards through social aid, Sehat (Healthy) enhanced healthcare access, and Taqwa (Pious) strengthened spiritual facilities. In conclusion, BAZNAS Banyuwangi's zakat distribution strategy is effective. However, program sustainability and impact could be optimized through improved mentoring and more equitable program distribution.   Keywords : BAZNAS, effectiveness programe, community welfare
THE CONTRIBUTION OF BANK SYARIAH INDONESIA (BSI) GENTENG IN STRENGTHENING MICRO BUSINESS CAPITAL TO ALLEVIATE POVERTY IN THE SOUTH BANYUWANGI REGION Alfin farhan Tarhami; Ahmad Nur Izza Wafa; Wiwit Mustafidah
International Conference on Humanity Education and Society (ICHES) Vol. 5 No. 1 (2026): The 5th International Conference on Humanity Education and Society (ICHES)
Publisher : FORPIM PTKIS ZONA TAPAL KUDA

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Poverty in South Banyuwangi is often rooted in limited access to productive capital. This study aims to explore the contribution of Bank Syariah Indonesia (BSI) Genteng in empowering the micro economy to alleviate poverty. Using a descriptive qualitative approach, data was collected through observations and in-depth interviews with BSI management and customers. The results indicate that BSI Genteng plays a strategic role by distributing Sharia People's Business Credit (KUR) financing under an inclusive Murabahah contract for underbanked businesses. This capital strengthening not only increases customers' real income but is also accompanied by spiritual and managerial mentoring that strengthens business resilience. In conclusion, BSI's intervention is effective in breaking dependence on informal financing and encouraging the economic transformation of mustahik (beneficiaries) into self-reliance. This research contribution strengthens the theory of social intermediation and provides practical guidance for Islamic banks in aligning operational standards with local wisdom to achieve the Sustainable Development Goals (SDGs).
Co-Authors Ahmad Nur Izza Wafa Alfin farhan Tarhami Faiqotul Himmah Vina Wafiatul Fauziah