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All Journal YUME : Journal of Management Al-Ashr : Jurnal Pendidikan dan Pembelajaran Dasar
Sholikhah, Ni'matus
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Religion Economics, Econometrics & Finance Education Health Professions Social Sciences

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Optimalisasi Usaha Nasabah BTPN Syariah di Bulak Sholikhah, Ni'matus; Mandasari, Virginia
YUME : Journal of Management Vol 9, No 1
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yume.v9i1.10992

Abstract

Penelitian ini bertujuan untuk menganalisis proses optimalisasi usaha nasabah BTPN Syariah di Bulak melalui kegiatan pendampingan usaha. Optimalisasi usaha difokuskan pada empat aspek utama, yaitu identitas usaha, literasi usaha, literasi digital, dan perilaku usaha. Penelitian ini menggunakan metode kualitatif deskriptif dengan teknik pengumpulan data berupa wawancara mendalam dan observasi terhadap nasabah UMKM peserta pendampingan di Bulak. Hasil penelitian menunjukkan bahwa pendampingan memberikan dampak positif terhadap penguatan identitas usaha melalui penggunaan nama dan logo yang lebih konsisten, peningkatan literasi usaha dalam memahami kualitas produk dan pemasaran sederhana, serta peningkatan literasi digital dalam pemanfaatan aplikasi digital sebagai media promosi. Selain itu, pendampingan juga mendorong perubahan perilaku usaha ke arah yang lebih proaktif, profesional, dan adaptif terhadap teknologi. Meskipun masih terdapat kendala seperti keterbatasan modal dan fasilitas usaha, pendampingan terbukti mampu mengoptimalkan kapasitas usaha dan memperkuat daya saing UMKM nasabah BTPN Syariah.Kata Kunci: UMKM; pendampingan usaha; identitas usaha; literasi digital; perilaku usaha.
IMPLEMENTATION OF THE INSPIRATIONAL FRIDAY PROGRAM (CHARITY, HEALTH AND CLEANLINESS) AS A STRATEGY FOR HABITUATING STUDENTS CARING CHARACTER IN MADRASAH IBTIDAIYAH Sholikhah, Ni'matus; Faruq , Dukan Jauhari
Al-Ashr : Jurnal Pendidikan dan Pembelajaran Dasar Vol 11 No 1 (2026): Maret
Publisher : PGMI Fakultas Tarbiyah Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/alashr.v11i1.5460

Abstract

The Jum'at Inspiratif Program is a madrasa strategy to foster students' caring character through planned and integrated habituation within school activities. This study aims to describe: (1) planning, (2) implementation, and (3) evaluation of the Jum'at Inspiratif Program in shaping students' caring character. This research employed a qualitative descriptive approach involving the principal, teachers, and students as informants. Data were collected through interviews, observations, and documentation, then analyzed using the Miles and Huberman model through data reduction, data display, and conclusion drawing. Data validity was ensured through source and technique triangulation. The results show that: (1) program planning is in accordance with the madrasa's goals; (2) implementation runs consistently through charity, healthy living, and cleanliness activities involving all school members; and (3) evaluation is conducted through periodic observation of students' behavior and teacher reflection. This program shows changes in students' behavior, which are indicated by the emergence of habits such as giving charity voluntarily, actively maintaining health, and taking care of environmental cleanliness without being reminded. These findings indicate that the Inspirational Friday Program can be one of the strategies to foster caring character among students and has the potential to serve as a model for other madrasahs in developing students' character through structured and sustainable real-life activities.  
Co-Authors Faruq , Dukan Jauhari Mandasari, Virginia