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All Journal Ekopedia: Jurnal Ilmiah Ekonomi
Rosdian, Anisa Roshy
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Economics, Econometrics & Finance

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Analisis Manajemen Risiko Pada UMKM Pertanian Menggunakan Pendekatan ISO31000 dan Matriks Risiko: Studi Kasus “Berkah Tani” Rosdian, Anisa Roshy; Yasyfa, Aghnia; Hamdah, Hesti Hisani Latifah; Azahra, Sarah Mutia; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/3pvcf219

Abstract

The agricultural sector faces various risks that can threaten business continuity and sustainability. This study aims to analyze risk management in agricultural MSMEs "Berkah Tani". This analysis was carried out using ISO 31000 standards, SWOT analysis and risk matrix. The results of the research are then used to formulate mitigation strategies to increase the resilience and sustainability of "Berkah Tani" agricultural MSMEs. A qualitative approach is used in this study because this study aims to understand in depth how agricultural MSME actors identify, assess and manage the risks faced in their business activities. The results of the study show that there are 6 risk categories in the Berkah Tani business, namely production, financial, marketing, market, human resources and legal risks. With a total of 19 events that occurred, of which 3 risks were at an extreme level, 8 were risks with a high level, 5 were risks with a medium level and 3 risks were with a low level.  This study confirms that risks in agricultural business are indeed high and can be threatening, but through planned and standardized risk management, Berkah Tani can improve its adaptability and maintain the sustainability of its business in the long term. . 
Analisa Manajemen Risiko pada UMKM Di Sektor Kreatif Menggunakan Framework ISO 31000 dan Matriks Risiko: Studi Kasus Fresco Florist di Kota Bandung Hamdah, Hesti Hisani Latifah; Rosdian, Anisa Roshy; Yasyfa, Aghnia; Junjunan, Almaira Sarah; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/qbk6q406

Abstract

Fresco Florist is one of the micro, small, and medium enterprises (MSMEs) located in Bandung, founded by Adhela Nuzul Fariqa in 2022. This business operates in the floral arrangement sector with the concept of an “affordable aesthetic florist” that emphasizes unique designs, visual appeal, and affordable prices. Since its establishment, Fresco Florist has served various customer needs for special occasions such as graduations, birthdays, and engagements, and has gained recognition through active promotion on social media platforms. The essence of this study is to identify the sources of risk faced by Fresco Florist and to analyze the causes and mitigation strategies implemented to overcome these risks. This research employs a qualitative descriptive analysis method, with risk identification conducted using the risk matrix and SWOT analysis approaches. The results show that Fresco Florist encounters several categories of risks, including operational, financial, marketing, market, human resources (HR), and legal risks. Through the implementation of mitigation strategies such as supplier diversification, a pre-order system, and digital marketing enhancement, Fresco Florist has been able to maintain its business stability and competitiveness within Bandung’s florist industry..
Analisa Manajemen Risiko Pada UMKM Salon Kecantikan Menggunakan Framework ISO 31000 dan Matriks Risiko Manajemen: Studi Kasus “Salon Teh Rani” Yasyfa, Aghnia; Rosdian, Anisa Roshy; Hamdah, Hesti Hisani Latifah; Junjunan, Almaira Sarah; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/051vw954

Abstract

Beauty salon MSMEs in Indonesia play a vital role in supporting the service sector and the local economy, yet they face various risks that can threaten their business sustainability. This study aims to analyze risk management at Teh Rani Beauty Salon MSME across market, financial, marketing, operational, human resource, and legal aspects. The study employed qualitative methods, including interviews and observations, to obtain data on the salon's conditions and challenges. A SWOT analysis and risk matrix were used to map risk management priorities, enabling business owners to establish appropriate mitigation strategies. The study demonstrates the need for systematic implementation to improve operational efficiency, maintain customer loyalty, and strengthen competitiveness amidst the increasingly fierce competition in the beauty industry.
Co-Authors Alfiana Alfiana Azahra, Sarah Mutia Hamdah, Hesti Hisani Latifah Junjunan, Almaira Sarah Yasyfa, Aghnia