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All Journal Ekopedia: Jurnal Ilmiah Ekonomi
Azahra, Sarah Mutia
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Economics, Econometrics & Finance

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Analisis Manajemen Risiko Pada UMKM Pertanian Menggunakan Pendekatan ISO31000 dan Matriks Risiko: Studi Kasus “Berkah Tani” Rosdian, Anisa Roshy; Yasyfa, Aghnia; Hamdah, Hesti Hisani Latifah; Azahra, Sarah Mutia; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/3pvcf219

Abstract

The agricultural sector faces various risks that can threaten business continuity and sustainability. This study aims to analyze risk management in agricultural MSMEs "Berkah Tani". This analysis was carried out using ISO 31000 standards, SWOT analysis and risk matrix. The results of the research are then used to formulate mitigation strategies to increase the resilience and sustainability of "Berkah Tani" agricultural MSMEs. A qualitative approach is used in this study because this study aims to understand in depth how agricultural MSME actors identify, assess and manage the risks faced in their business activities. The results of the study show that there are 6 risk categories in the Berkah Tani business, namely production, financial, marketing, market, human resources and legal risks. With a total of 19 events that occurred, of which 3 risks were at an extreme level, 8 were risks with a high level, 5 were risks with a medium level and 3 risks were with a low level.  This study confirms that risks in agricultural business are indeed high and can be threatening, but through planned and standardized risk management, Berkah Tani can improve its adaptability and maintain the sustainability of its business in the long term. . 
Analisis Manajemen Risiko Usaha Konveksi Menggunakan Pendekatan ISO 31000 Junjunan, Almaira Sarah; Febrianti, Nisa; Anbiya, Muhammad Shoffan; Azahra, Sarah Mutia; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/b7cjsg75

Abstract

This study examines risk management practices in a small-scale garment business, Planet Lain Konveksi, located in Bandung City. Small and medium-sized enterprises in the garment sector face various uncertainties that may disrupt production activities and affect business sustainability. This research aims to identify potential risks encountered by the business and to analyze the application of risk management based on the ISO 31000 framework. A qualitative descriptive approach was employed using direct observation and interviews with the business owner as the primary data sources. The results indicate that Planet Lain Konveksi is exposed to several key risks, including operational, financial, human resource, marketing, market, and legal risks. Some risks demonstrate relatively high levels of impact and likelihood, particularly those related to raw material delays, machine breakdowns, and delayed customer payments. The implementation of ISO 31000-based risk management is expected to support SMEs in anticipating potential issues, improving operational stability, and maintaining business sustainability within the increasingly competitive garment industry.
Analisis Manajemen Risiko pada UMKM Depo Air Minum BIRU Ciwastra Kota Bandung Anbiya, Muhammad Shoffan; Junjunan, Almaira Sarah; Febrianti, Nisa; Azahra, Sarah Mutia; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/ztsrkg62

Abstract

Drinking Drinking water refill depots are one of the MSME sectors that play an important role in meeting the drinking water needs of urban communities. Depo Air Minum BIRU Ciwastra is an MSME engaged in drinking water refill services located in Bandung City. This study aims to analyze the risk management practices implemented at Depo Air Minum BIRU Ciwastra using a descriptive qualitative approach based on the ISO 31000:2018 framework. Data were collected through field observations, interviews with the business owner, and documentation review. The results indicate that there are six main categories of risk, namely operational, financial, human resources, market, marketing, and legal risks, with a total of 30 identified risk events. The highest risk levels were found in operational, market, and financial aspects, which directly affect water quality, service performance, and cash flow stability. Risk mitigation strategies include routine machine maintenance, separation of business and personal finances, improvement of human resource competencies, optimization of digital marketing, and periodic water quality testing. The systematic implementation of risk management is expected to enhance business resilience, service quality, and the long-term sustainability of drinking water refill MSMEs amid increasingly intense competition.
Analisis Risiko Usaha Aksesoris Trezzya Berdasarkan Kerangka ISO 31000:2018 Azahra, Sarah Mutia; Junjunan, Almaira Sarah; Febrianti, Nisa; Anbiya, Muhammad Shoffan; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/xmhsrk45

Abstract

MSMEs play a vital role in supporting Indonesia's economic growth, yet they frequently face challenges in maintaining business sustainability. One such challenge is the lack of effective risk management implementation. This study aims to analyze the implementation of risk management at the Trezzya Accessories MSME, a business engaged in the production and sale of handmade accessories and gifts. The analytical method used refers to the ISO 31000:2018 framework, which encompasses the identification, analysis, and assessment of risks, supported by a SWOT analysis to assess the business's strengths, weaknesses, opportunities, and threats. The results indicate that the main risks faced include operational, financial, and market risks, which significantly impact business sustainability. The implementation of mitigation strategies such as strengthening digital marketing, improving human resource skills, and more structured financial management is considered capable of minimizing potential losses and increasing business competitiveness. Thus, the implementation of ISO 31000-based risk management plays a crucial role in supporting the stability and sustainability of the Trezzya Accessories MSME amidst dynamic market competition.
Analisis Manajemen Risiko pada UMKM Konveksi Rumahan NHM Production di Bandung Febrianti, Nisa; Junjunan, Almaira Sarah; Azahra, Sarah Mutia; Ambiya, Muhammad Shofan; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/j6jjh887

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in the garment sector play an important role in the economy by providing employment opportunities and meeting society’s demand for clothing products. However, as market competition intensifies, these businesses face various challenges, including changes in fashion trends, quality demands, and rapid technological development. This study, titled “Risk Management Analysis of Home-Based Garment MSME NHM Production in Bandung”, aims to analyze the risks faced by the business and identify effective risk management strategies. The research method used is descriptive qualitative, with data collected through interviews and SWOT analysis. The results indicate that the main risks include operational, financial, human resource, and market risks. Mitigation strategies such as regular machine maintenance, improving production efficiency, and supplier diversification are proven to be effective in minimizing risks. By implementing effective risk management, garment MSMEs like NHM Production can enhance competitiveness and business sustainability.
Co-Authors Alfiana Alfiana Ambiya, Muhammad Shofan Anbiya, Muhammad Shoffan Febrianti, Nisa Hamdah, Hesti Hisani Latifah Junjunan, Almaira Sarah Rosdian, Anisa Roshy Yasyfa, Aghnia