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All Journal Jurnal Ilmiah Ekonomi dan Manajemen
Chairina Amaliah Hasibuan
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Penerapan Nilai-Nilai Syariah dalam Sistem Pembayaran Nontunai (E-Wallet) di Kalangan Generasi Z Muslim Chairina Amaliah Hasibuan; Cindy Amelia; Suci Ramadani Harahap; Zainarti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 4 No. 2 (2026): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v4i2.8507

Abstract

The development of financial technology has brought various innovations in payment systems, especially e-wallets which are increasingly popular among young generations. This article examines the application of sharia values in the use of e-wallets by Muslim Generation Z in Indonesia. Through a qualitative approach with in-depth interview methods with Muslim Generation Z e-wallet users, this research explores understanding, perceptions, and practices of using e-wallets from a sharia perspective. The research results show that the majority of respondents have awareness of the importance of compliance of financial products with Islamic values, but in-depth understanding of sharia aspects in e-wallets is still limited. It was found that factors of convenience, promotions, and transaction speed are more dominant in influencing e-wallet choices compared to sharia considerations. These findings indicate the need for increasing digital sharia financial literacy and developing e-wallet features that more explicitly apply sharia principles to meet the needs of the growing young Muslim market.
Sistem Informasi Manajemen sebagai Pemggerak Ekonomi Kreatif: Studi pada Startup dan Bisnis Digital Gen Z Chairina Amaliah Hasibuan; Muhammad Irwan Padli Nasution
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 4 No. 1 (2026): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v4i1.8625

Abstract

Digital transformation has changed the landscape of the creative economy in Indonesia, especially for Generation Z who utilize technology as the foundation of their business. This study aims to analyze the role of management information systems in driving the growth of startups and digital businesses managed by Gen Z through a literature review. The research method uses a library research approach by analyzing various literature sources in the form of scientific journals, books, research articles, and other relevant publications published in the period 2015-2024. The analysis technique uses content analysis to identify main themes, patterns, and conceptual relationships between variables. The results of the study show that management information systems make significant contributions in four main aspects: increasing business operational efficiency, optimizing data-based decision making, accelerating business scalability, and strengthening competitiveness in the digital market. These findings indicate that the integration of management information systems is a key factor in the success of the creative economy in the digital era, especially for young generations who have high technological literacy but require solid management structures for long-term business sustainability.
Co-Authors Cindy Amelia Nasution, Muhammad Irwan Padli Suci Ramadani Harahap Zainarti