Mohammad Ilham Ardiansyah
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Analisis Studi Kelayakan Bisnis Usaha Aksesoris Gelang Handmade ASD Aksesoris Mohamad Afrizal Miradji; Mohammad Ilham Ardiansyah; Surti Padu Leba; Diva Isabella Feoh; Fransiskus Didianus Saputra
Journal of Economics, Management, and Accounting Vol 1 No 3 (2026): March: Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/4q094w13

Abstract

This study aims to analyze the business feasibility of ASD Aksesoris, a handmade bracelet accessories enterprise, as part of the development of sustainability-oriented micro-enterprises. The research is grounded in the growing consumer interest in handmade accessories that offer aesthetic value, distinctive designs, and personalized character, which necessitates a comprehensive assessment of business feasibility prior to further expansion. The study employs a qualitative descriptive approach using a business feasibility analysis that encompasses market and marketing aspects, technical and operational aspects, as well as financial aspects, drawing on official reports and the enterprise’s actual operating conditions. The findings indicate that ASD Aksesoris possesses considerable market potential, supported by clear consumer segmentation and flexible marketing strategies. From an operational perspective, the production process is assessed as efficient and relatively easy to manage, while from a financial standpoint the business demonstrates the ability to generate profits with a relatively low level of financial risk. Overall, ASD Aksesoris is deemed feasible to operate and to further develop.
Analisis Implementasi Good Corporate Governance dan Etika Bisnis dalam Meningkatkan Kinerja Keuangan di PT Bank Mandiri (Persero) Tbk Muhammad Whindo Langgeng Rachmadiar; Mohamad Afrizal Miradji; Muhammad Arya Arditya Rangga; Mohammad Ilham Ardiansyah; Jovian Argitama
Journal of Economic and Business Advancement Vol. 1 No. 3 (2026): March: Ascendia: Journal of Economic and Business Advancement
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/ddgcjz48

Abstract

This study aims to analyze the effect of implementing Good Corporate Governance (GCG) and business ethics on the financial performance of PT Bank Mandiri (Persero) Tbk. The study employs a quantitative method with a descriptive-verificative approach, using secondary data from the financial and governance reports of Bank Mandiri for the 2021–2023 period. Data were analyzed using multiple linear regression supported by classical assumption tests, the t-test, F-test, and coefficient of determination (R²).The findings reveal that both GCG and business ethics positively and significantly influence financial performance, either partially or simultaneously. An increase in GCG and business ethics scores contributes to improvements in Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM).