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All Journal Green Philosophy: International Journal of Religious Education and Philosophy
Sutrisno Ismail
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Religion Social Sciences

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The Dangers of Usury from an Economic Perspective Arif Syofyan Hadi; Sutrisno Ismail
Green Philosophy: International Journal of Religious Education and Philosophy Vol. 2 No. 4 (2025): October: Green Philosophy: International Journal of Religious Education and Phi
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/greenphilosophy.v2i4.245

Abstract

The study of usury in Islamic jurisprudence (fiqh) of muamalah maliyah is crucial as it helps determine whether a transaction is permissible in Islamic business and finance. If a transaction involves elements of usury, it is considered prohibited (haram) under Islamic law. This research uses a library research method, analyzing secondary data from books, articles, and journals to review the dangers of riba from an economic perspective. The study reveals that riba occurs in sale and purchase transactions when goods or prices are manipulated, leading to unfair advantages for one party. Riba includes both usury fadl (excessive goods) and nasi'ah (delayed payment) and is prohibited in Islam, as stated in the Qur'an, Sunnah, and Ijma'. Allah's prohibition of usury aims to protect the welfare of society, and violating this law brings harm not only in this world but also in the afterlife. The widespread practice of usury contributes to economic inequality, inflation, economic stagnation, crises, and increasing debt burdens.
Co-Authors Arif Syofyan Hadi