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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Ihtifaz: Journal of Islamic Economics, Finance, and Banking
Ben Gharbi, Houria
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

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ETHICS OF SUSTAINABILITY: USING MAQASHID AL-SHARIA TO GUIDE NATURAL RESOURCE MANAGEMENT IN ALGERIA Ben Gharbi, Houria; Abushaala, Ismail
I-Economics Vol 11 No 2 (2025): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v11i2.31424

Abstract

Natural wealth in resources, if not managed well, is likely to lead to environmental degradation, economic vulnerability, and social injustices, as in the majority of resource-endowed nations, including Algeria.  This research examines the degree to which Maqasid al-Sharia, can act as ethical guidelines in sustainable management of resources.It uses a qualitative descriptive-analytical method in examining Algerian policies on the five maqasid: religion, life, intellect, lineage, and money.  Although Algeria has initiated various policies, ranging from safeguarding the environment, water security, to economic diversification, their actualization is constrained by poor governance, delayed energy transition, and failure in integrating ethical principles. Conclusions from comparative experience of Muslim resource-dependent nations are that mainstreaming faith values in modern-day governance improves sustainability, accountability, and intergenerational justice. The conclusion is to present a composite approach that integrates Islamic moral values and policy instruments towards better stewardship of Algerian natural resources.
Digital Islamic Finance In Indonesia: Challenges and Opportunities From A Public Policy Perspective Ben Gharbi, Houria
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 8 No. 2 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v8i2.14727

Abstract

Introduction to The Problem: Digital Islamic finance is increasingly recognized as a strategic tool for promoting inclusive, ethical, and sustainable financial systems worldwide. In Indonesia, as the largest Muslim-majority country, Shariah-compliant digital finance plays a central role in national agendas for financial inclusion and sustainable economic development. Purpose/Objective Study: This study aims to examine the progress and institutional dynamics shaping digital Islamic finance in Indonesia from a public policy perspective, focusing on regulatory frameworks and the roles of key national institutions. Design/Methodology/Approach: Employing a qualitative content analysis approach, this research analyzes relevant laws, policy documents, and institutional reports to identify major developments, governance structures, and implementation challenges within the sector. Findings: The findings reveal significant advancements, including the enactment of Law No. 4/2023, the Digital Sharia Banking Roadmap (RP3SI), and initiatives led by the Financial Services Authority (OJK) and the National Committee for Islamic Economy and Finance (KNEKS). These efforts have strengthened financial literacy, expanded green sukuk instruments, and supported inclusive digital finance pilot programs. However, persistent challenges remain, such as rural infrastructure disparities, limited integration between ESG and Shariah principles, and fragmented regulatory oversight, which collectively hinder broader societal impact.
Co-Authors Abushaala, Ismail