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All Journal Jurnal Ekonomi Bisnis dan Kewirausahaan
Rafli Achmad Alamsyah
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Economics, Econometrics & Finance Other

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PERAN QRIS DALAM MENDORONG PERTUMBUHAN PENDAPATAN PELAKU UMKM DI INDONESIA Vina Nailatul Izza; Rafli Achmad Alamsyah
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol. 3 No. 1 (2026): Februari : Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBER)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/h6r8ag54

Abstract

Digital transformation in payment systems has become an important element in the development of the Micro, Small, and Medium Enterprises (MSME) sector in Indonesia. One of the innovations developed to promote transaction efficiency and financial inclusion is the Quick Response Code Indonesian Standard (QRIS), which was introduced by Bank Indonesia in 2019. This study aims to describe and understand the role of QRIS in driving the income growth of MSME players in Indonesia through a descriptive qualitative approach. Data collection was carried out using documentary studies through various official sources such as publications from Bank Indonesia, the Financial Services Authority (OJK), the Central Statistics Agency (BPS), reports from the Ministry of Cooperatives and MSMEs, and relevant academic literature. This study focuses on exploring the contribution of QRIS to transaction convenience, market access, and opportunities for increasing MSME income as part of the development of the digital economy in Indonesia.
Co-Authors Vina Nailatul Izza