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All Journal Jurnal Pengabdian Kepada Masyarakat Indonesia
Juan Barus Gultom
Universitas Negeri Medan
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Education Engineering Public Health Social Sciences

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Pelatihan Literasi Keuangan di SMKN 1 Kota Tangerang Aldi Samara; Rr Dian Anggraeni; Limajatini Limajatini; Suhendra Suhendra; Juan Barus Gultom
Jurnal Pengabdian kepada Masyarakat Indonesia (JPKMI) Vol. 5 No. 1 (2025): April : Jurnal Pengabdian Kepada Masyarakat Indonesia (JPKMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpkmi.v5i1.5679

Abstract

Financial literacy is becoming increasingly important along with the development of the economy, therefore financial literacy is something that cannot be separated from everyday life. For most high school students, it is the first time they manage their own finances without parental supervision. Lack of financial literacy causes mistakes in managing finances. Based on the findings of the Financial Services Authority (OJK) (Wibowo, 2024), the number of bad loans of more than 90 days in the peer-to-peer financial technology (P2P lending) industry, or known as pinjol for the individual category has reached IDR 1.73 trillion as of May 2023. The problem is, the Millennial generation or those aged 19-34 years are the largest "contributors" to these bad loans. Various experts say that the Millennial generation is in debt because of the Fear of Missing Out (FOMO) phenomenon, aka following trends so as not to feel "left behind". Some other experts think that their financial literacy is low.
Co-Authors Aldi Samara Limajatini Limajatini Rr Dian Anggraeni Suhendra Suhendra