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Salsabilla Rizka Ardhana
Departemen Statistika, Fakultas Sains dan Matematika, Universitas Diponegoro

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KLASIFIKASI MENGGUNAKAN ALGORITMA K-NEAREST NEIGHBOR DAN C5.0 PADA IMBALANCE CLASS DATA DENGAN SMOTE Salsabilla Rizka Ardhana; Tatik Widiharih; Bagus Arya Saputra
Jurnal Gaussian Vol 15, No 1 (2026): Jurnal Gaussian
Publisher : Department of Statistics, Faculty of Science and Mathematics, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/j.gauss.15.1.280-288

Abstract

Rural Banks (BPR) provide financial services to micro-businesses and low repayment communities, especially in rural areas. The main activity of the bank is lending. Customer credit classification is expected to assist BPR in anticipating potentially bad loans. K-Nearest Neighbor and C5.0 classify current and potentially bad credit status based on customer data from BPR “X” in Central Java in October 2022. K-Nearest Neighbor is effective against a large amount of training data and works based on the nearest neighbor. C5.0 can improve classification accuracy and work by calculating entropy, gain, split info, and gain ratio to form a decision tree. There is an imbalance class data which causes the classification process to focus more on the majority class. Imbalance class data is handled using SMOTE as an oversampling approach. Classification with the addition of SMOTE can improve the evaluation of classification accuracy, especially G-Mean. G-mean is the most comprehensive measurement compared to accuracy, sensitivity and specificity in evaluating classification performance on imbalance class data. Result show an increased G-Mean to 58.55% on KNN and 64.05% on C5.0. Based on the classification results, it is concluded that C5.0 with SMOTE is a more appropriate classification model for customer credit status.