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ANALISIS PERILAKU KONSUMTIF SANTRI DALAM PENERAPAN CASHLESS PAYMENT PERSPEKTIF MAQASHID SYARIAH (STUDI KASUS PONDOK PESANTREN MADURA) Maulana, Nor Mohammad; Fahrurrozi; Alfarisi, Moh. Rizal
Bisma: Jurnal Bisnis dan Manajemen Vol. 19 No. 2 (2025)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v19i2.53720

Abstract

Artikel ini bertujuan untuk mengkaji perilaku konsumtif santri di dalam penerapan cashless payment di Pondok Pesantren Madura, dengan perspektif maqashid syariah. Penelitian ini menggunakan pendekatan kualitatif dengan metode field research, yang melibatkan wawancara semi-terstruktur dan observasi. Populasi dalam penelitian ini ialah santri aktif, pengurus, asatidz, dan alumni dari beberapa pondok pesantren di pulau Madura yang menerapkan cashless payment. Data dianalisis secara deskriptif untuk mengetahui pola perilaku konsumtif dan dampak penerapan cashless payment system. Hasil kajian menunjukkan bahwa santri cenderung berperilaku konsumtif, terutama dalam pembelian fashion, snack, dan produk skincare, yang dipengaruhi oleh faktor internal dan eksternal. Implikasi dari hasil penelitian ini menekankan pentingnya literasi keuangan dan pemahaman maqashid syariah untuk meminimalisir perilaku konsumtif yang berlebihan di lingkungan santri, serta mendorong manajemen keuangan yang lebih baik.
Blue Economy and Sustainable Marine Tourism: An Islamic Economic Perspective on Tiga Pier Beach, Pamekasan Moh. Lutfi; Fahrurrozi; Zakiatur Riskiyah
Kartika: Jurnal Studi Keislaman Vol. 5 No. 2 (2025): Kartika: Jurnal Studi Keislaman (Agustus)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i2.252

Abstract

Tiga Pier Beach in Pamekasan Regency has emerged as a marine tourism destination contributing to local socio-economic development. Prior to tourism initiatives, the area lacked adequate waste management; however, the introduction of daily cleaning services has reduced environmental degradation. This study explores the application of blue economy principles creativity, innovation, local resource utilization, and zero-waste practices in fostering sustainable marine tourism, analyzed through an Islamic economic lens. Using a descriptive qualitative method, data were obtained from Badan Usaha Milik Desa (BUMDes) and Civil Service officials in Branta Village. Findings reveal that blue economy implementation is reflected in four key practices: (1) natural efficiency through low CO₂ emissions and resource conservation, (2) zero-waste management, (3) community empowerment to enhance social awareness, and (4) income diversification for coastal residents. These strategies have improved both economic benefits and the quality of tourist destinations. The study concludes that integrating blue economy principles with Islamic economic values can strengthen sustainability outcomes, providing a viable model for marine tourism development in Muslim-majority coastal regions.
Perilaku Konsumtif Mahasiswa Gen Z Pengguna TikTok Shop: Analisis Perspektif Maqashid Syariah Mawarni, Iga; Fahrurrozi; Muhtadi, Ridan
Kartika: Jurnal Studi Keislaman Vol. 5 No. 2 (2025): Kartika: Jurnal Studi Keislaman (Agustus)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i2.293

Abstract

Tiktok Shop is one proof of increasingly sophisticated technological developments in the realm of buying and selling online. But behind the advantages offered, there are still things that are detrimental to the community, namely buying an item that is only based on wishes not only for daily needs. This study aims to determine the consumptive behavior of Muslim students in Madura as Z Gen in using the Tiktok Shop application while looking based on the perspective of Sharia Maqashid. This study uses qualitative methods with descriptive forms. The data collection techniques used are observations, interviews, and literature reviews. There are three criteria for determining the informant used: First, Muslim students in Madura; Second, students who have Tiktok applications; Third, have bought goods in the Tiktok Shop application. The results showed the occurrence of consumptive behavior because it was caused by several internal and external factors, namely: 1) Internal factors: Age and lifestyle, 2) External factors: free postage vouchers, discount vouchers, and cheaper prices. These factors, if viewed based on the perspective of Sharia Maqashid, Muslim students in Madura in buying an item not based on the level of priority and do not refine the principle of hifz an-nafs (maintaining the soul) and Hifz al-Mal (maintaining property) because it is influenced and controlled by a desire for pleasure and not based on needs, resulting in consumptive behavior
How Loyal Are Consumers To Online Transportation In East Java ? Dian Permata Sari; Fahrurrozi; Addainuri, Muhammad Isbad
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 4 (2025): Agustus - Oktober
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i4.1731

Abstract

The increase in the use of online transportation in East Java cannot be separated from the role of social media as a means of promotion and interaction with consumers. Consumers are now more inclined to choose transportation services not only because of price, but also because of their trust in the brand and the quality of the digital experience offered. This study attempts to analyze the factors that influence consumer loyalty to online transportation services, with a focus on the role of social media marketing, brand trust, brand affect, and value consciousness. In addition, brand trust is also tested as a mediating variable that connects social media marketing with brand loyalty. This study uses a quantitative approach involving 311 respondents who are online transportation users in East Java through purposive sampling. Data was obtained using a Likert scale-based questionnaire and analyzed using SEM-PLS version 4.0. The results show that social media marketing and brand trust have a positive and significant effect on brand loyalty, while brand affect and value consciousness do not have a significant effect. Social media marketing is also proven to increase brand trust, which then mediates the relationship with brand loyalty. These findings confirm that in the online transportation industry, consumer trust is the main factor in shaping loyalty, while emotional aspects and price awareness are not as decisive. This research can serve as a theoretical reference for the development of digital marketing and brand loyalty literature, as well as a practical guide for online transportation companies to focus more on building brand trust through transparent, interactive, and consistent social media marketing strategies in order to strengthen consumer loyalty.
Creative Content of Madura Youtubers as A Source of Income In Review Of Islamic Business Ethics Maulana, Moh.Imron; Fahrurrozi; Fadli, Royyan
International Journal of Islamic Business and Management Review Vol. 5 No. 2 (2025)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibmr.v5i2.1669

Abstract

This study aims to analyze the creative content management of Madura Youtubers, identify monetization mechanisms that are a source of income, and evaluate these practices based on Islamic business ethics principles. The research uses a descriptive qualitative approach with data collection techniques in the form of interviews, observations, and documentation of several Madura Youtubers who are active in producing digital content. The results of the study show that creative content management is carried out through the process of idea planning, theme development, audiovisual production, editing, and distribution strategies that highlight Madura's cultural identity. The source of income for Youtubers comes from AdSense, endorsements, sponsorships, and promotional cooperation with local MSME actors. However, this monetization mechanism also presents challenges, including reliance on YouTube's algorithm, revenue fluctuations, and the potential for ads that are not in line with sharia principles. An evaluation based on Islamic business ethics shows that most Madura Youtubers have applied the principles of honesty (ṣidq), justice ('adl), trust, and usefulness (maṣlaḥah), although there are still practices that need to be improved, such as the use of clickbait and less selective advertising settings. This study concludes that the creative and monetization practices of Madura Youtubers are basically in line with Islamic business ethics values, but require strengthening the aspects of transparency, content selectivity, and avoidance of syubhat elements. This finding is expected to be a reference for Muslim digital creators in developing content that is productive, economically valuable, and still in accordance with sharia principles.