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All Journal Jurnal Ilmiah Ekonomi Islam
Razali Ade Syahputra Hasibuan
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Economics, Econometrics & Finance Social Sciences

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Technological Innovation in Influence the Financial Performance of Sharia Banking In Indonesia Razali Ade Syahputra Hasibuan; Ulfi Kartika Oktaviana
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8147

Abstract

This study measures how the role of innovation in technology in moderating efficiency and competition affects financial performance. This study uses secondary data which was conducted at 14 Islamic Commercial Banks in Indonesia which were taken using the non-probability sampling method in the form of purposive sampling from 2013-2020. The data analysis technique used is panel data regression analysis. The results obtained are that efficiency has a significant negative effect on financial performance, competition has a significant negative effect on financial performance, technological innovation can moderate efficiency and competition on the financial performance of Islamic banking in Indonesia.
Co-Authors Ulfi Kartika Oktaviana