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Asyari Hasan
Universitas Islam Negeri (UIN) Jakarta
Economics, Econometrics & Finance Social Sciences

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Strategi Peningkatan Aset PT. BPR Syariah Harta Insan Karimah (HIK) Bekasi Nurul Khaerunisa; Asyari Hasan
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8152

Abstract

Financial circulation at Bank Indonesia has a fluctuating value and is vulnerable to reach. In general, the economic situation at the Bank has problems with the customer's cash deposit factor. BPRS target is the community to help in running the business. The purpose of this research is to help the general public understand the concept of Islamic banking and to provide a conscious overview of the processes and principles of savings and loans in banks. The methodology used in this research is qualitative with methods of collecting observation data, and several banks who are willing to provide information validation guarantees (FGD). The results of the study show that the BPRS system has a greater increase in assets than in previous years, influenced by the development of branches in various cities. BPRS branches develop optimally and provide rules for customers to comply with applicable savings and loan regulations. Several implementation strategies were carried out by the central BPRS to be able to develop branches in other cities as an increase in personal branding for BPRS HIK Bekasi. Principles and sharia belief systems for the public to trust BPRS in assisting business development efforts. The BPRS manages sufficiently increased assets based on the increase in the number of customers with high consumer demand. Banking transactions are increasingly trusted by the public by building awareness in credit to realize smooth capital turnover and increase the management assets of BPRS HIK Bekasi.
Fitur Baru Aplikasi BSI Mobile: Produk Mitraguna Berbasis Online dengan Skema Akad Musyarakah Mutanaqisa (MMQ) Asep Saepul Malik Ibrahim; Asyari Hasan
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8403

Abstract

The digitalization of Islamic banking has given birth to various new opportunities that can be utilized to increase financial inclusion for the community. The availability of easy-to-reach access and financial services is an important factor in increasing the productivity of Bank Syariah Indonesia (BSI) service products. Through the BSI mobile application, it is expected to be a new innovation that makes it easier for people to enjoy online partner financing services by implementing a sharia refinancing agreement with the al-bai' scheme in the context of musyarakah mutanaqisah (MMQ).
Co-Authors Asep Saepul Malik Ibrahim Nurul Khaerunisa