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All Journal Jurnal Ilmiah Ekonomi Islam
Anwar Sholihin
UIN Sjech M. Djamil Djambek Bukittinggi, Indonesia
Economics, Econometrics & Finance Social Sciences

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Konversi Pada Bank Perkreditan Rakyat (BPR) Menjadi Bank Perkreditan Rakyat Syariah (BPRS) dan Pengaruh Terhadap Kinerja Keuangan Pada PT. BPR Jam Gadang Diana Purnama Sari; Anne Putri; Anwar Sholihin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8964

Abstract

The Sharia law can work in Indonesia because the Indonesian banking system still adheres to a 2 window system. According to Law No. 21 of 2008 concerning Sharia banking, the 2 window banking principle in Indonesia will end no later than 2023, whereby banks that have been running Sharia business using the Sharia law will be forced to spin off or convert. One of the reasons for the conversion of Conventional Banks into Islamic Banks is the large number of Islamic financial institutions which show enormous potential, as shown by the number of Conventional Banks which have formed sharia divisions. The Islamic banking industry also applies principles that comply with Islamic law and Sharia recommendations. This study aims to see how the Conversion of Rural Banks (BPR) to Sharia Rural Banks (BPRS) and the Effect on the Financial Performance of Jam Gadang. This study uses a qualitative method with a case study approach. With the researcher can get a complete picture of the problems that are formulated by focusing on the process and the search for meaning behind the phenomena that arise in the research process. The method that can be used for this time series analysis is the Least Square Method of linear line equations from time series analysis.
Analisis Faktor-faktor Yang Mempengaruhi Minat Pelaku UMKM Dalam Menggunakan Islamic Fintech Khalila Husna Sari; Rifqi Muhammad; Anwar Sholihin; Sinky Adella
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.9487

Abstract

Islamic financial technology, also known as Islamic Fintech, has evolved throughout time in the financial industry, particularly in terms of financial technology innovation. It is a tool to boost the economics of Small and Medium Enterprises (SME), which naturally also takes Shari'ah principles into consideration. This research is motivated by lack of interest by Small and Medium Enterprise (SME) on using advance technology in financial sector for example Islamic fintech. Using Technology Acceptence Model (TAM) as model to predict the acceptance or use of technology by users and their benefits in work. Because of that researcher interested on finding what is the motivation of Small and Medium Enterprise (SME) on using advance technology such as Islamic Fintech as their financial source. Sampling method used in this research is cluster/ area sampling. Samples used in this study are 1121 Small and Medium Enterprise (SME) who are live in Bukittinggi. The result of this research are effectiveness, is not affected people interest on using Islamic Fintech. As for usefulness, ease to use, security risk, digital literacy, and infrastructure availability are affecting people interest in using Islamic Fintech.
Co-Authors Anne Putri Diana Purnama Sari Khalila Husna Sari Rifqi Muhammad Sinky Adella