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Effects of Financial Literacy and Fintech P2P on Warung Business Development: Fintech Adoption Study at Aksesmu Dendy Wibowo; Hans Harischandra Tanuraharjo; Christian Haposan Pangaribuan
Edunity Kajian Ilmu Sosial dan Pendidikan Vol. 4 No. 8 (2025): Edunity: Social and Educational Studies
Publisher : PT Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/edunity.v4i8.428

Abstract

This study examines the influence of performance expectancy and facilitating conditions on the behavioral intention to adopt financial technology among MSME grocery stall owners, while also assessing the moderating role of financial literacy in these relationships. Using a survey method, data were collected from 231 MSME grocery stall owners in Greater Jakarta, West Java, Central Java, and East Java who have experience with P2P fintech services. The data were analyzed using the Structural Equation Modeling (SEM) approach with SmartPLS software. The results show that performance expectancy and facilitating conditions each have a positive and significant effect on behavioral intention to use P2P fintech, whereas financial literacy does not significantly moderate these relationships. These findings provide an empirical basis for designing more effective and inclusive P2P fintech service strategies for the MSME sector and highlight the importance of enhancing financial literacy and digital technology adoption in the microbusiness context.
The Role of Diversity, Equity, and Inclusion on Leadership Succession: An Empirical Study with the Mediating Roles of Employee Performance and Employee Engagement Vincent Vincent; Christian Haposan Pangaribuan
Edunity Kajian Ilmu Sosial dan Pendidikan Vol. 4 No. 8 (2025): Edunity: Social and Educational Studies
Publisher : PT Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/edunity.v4i8.433

Abstract

In the era of BANI (Brittle, Anxious, Non-Linear, Incomprehensible), organizations face increasingly complex and rapidly changing challenges. Leadership sustainability is an important element for organizations to be able to compete and develop their business sustainably. Organizations can increase the implementation of leadership succession through the creation of a work environment that supports the identification and development of future leaders. This study aims to analyze the influence of diversity, equity, and inclusion on the effectiveness of leadership succession by considering the mediating role of employee performance and engagement. The background of this research is based on the weak implementation of DEI principles in many organizations, which often results in social conflict, discrimination, and low participation and motivation of an employee. This study uses a non-experimental quantitative approach. Data was obtained through research instruments in the form of surveys developed from various previous studies and aimed at employees from various backgrounds in Indonesia, then analyzed using Structural Equation Modeling (SEM) techniques based on Partial Least Squares (PLS). The results of the study are expected to make an empirical contribution in explaining the relationship between the implementation of DEI and leadership succession through employee performance and engagement. The findings in this study are expected to be input for human resource management when designing more inclusive and adaptive leadership development strategies. This study is also expected to close the gap in the literature by mapping the causal relationship between DEI variables, employee performance, employee engagement, and leadership succession in the context of organizations in Indonesia