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All Journal Jurnal Stagflasi : Ekonomi, Manajemen dan Akuntansi
Muhammad Syafri
Fakultas Ekonomi dan Bisnis, Universitas Negeri Makassar, Indonesia
Economics, Econometrics & Finance

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The Effect of Organizational Structure on Ethical Decision Making Muhammad Syafri; Egidius Fkun
Jurnal Stagflasi : Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 01 (2024): Jurnal Stagflasi : Ekonomi, Manajemen dan Akuntansi, Edition April 2024
Publisher : Sean Institute

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Abstract

This study examines how organisational structure affects modern business ethics. Various literature sources are collected and analysed for the study. Hierarchy, specialisation, departmentalization, range of control, and formalisation affect ethical decision making, according to the findings. Uncertainty and disagreement can inhibit ethical decision-making, but a clear and well-organized structure can create an environment that encourages it. Culture and leadership also moderate the impact of organisational structure on ethical decision-making. Organisational ethical decision-making is linked to ethical beliefs and principles. Therefore, organisations must understand how their organisational structure affects ethical decision-making, create a culture of open communication, transparency, and ethical dialogue, and ensure that policies and procedures support ethical decision-making. This research illuminates how organisational structure affects employees' ethical behaviour and decision-making, which can help establish ethical and sustainable management practices.
Millennial Financial Crisis: A Review of the Role of Regulation in Online Lending Renika Hasibuan; Muhammad Syafri; Vivid Violin
Jurnal Stagflasi : Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 01 (2024): Jurnal Stagflasi : Ekonomi, Manajemen dan Akuntansi, Edition April 2024
Publisher : Sean Institute

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Abstract

The millennial financial problem caused by online borrowing is urgent. Online loans are convenient yet risky due to high interest rates, aggressive debt collection, and lack of transparency. This crisis effects financial health, economic well-being, and societal issues, including financial stress-related mental health issues. Financial literacy and regulation are important to solving this problem. The Financial Services Authority (OJK) regulates to protect consumers, enhance transparency, and guarantee financial institutions meet requirements. Financial literacy can assist people comprehend internet lending risks and advantages and make smart financial decisions in addition to regulation. The attached research uses descriptive qualitative methods. This research analyses documents and literature to assess regulation efficacy, identify gaps, and propose a better regulatory framework. The results reveal that existing restrictions are often insufficient to protect customers from unethical lending activities, and low financial literacy contributes to lending decisions that worsen millennials' financial situations. Transparency, consumer protection, and financial awareness among millennials, especially about internet loans, are vital. The millennial financial problem requires effective regulation, financial knowledge, mental health help, and debt stigma reduction. To protect millennials' financial well-being, tighter industry norms and debt support measures are also advocated.
Co-Authors Egidius Fkun Renika Hasibuan Vivid Violin