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All Journal Jurnal Hukum Lex Generalis Jurnal Penelitian Pendidikan Indonesia
Syamhudian Noor
Universitas Palangkaraya
Law, Crime, Criminology & Criminal Justice Other

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Akad take over berdasarkan konsep kemaslahatan dalam perbankan syariah Any Noegroho; Syamhudian Noor; Suriansyah murhaini
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 10 No. 2 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020244439

Abstract

This study addresses the challenges faced by customers in the debt transfer (take over) process in Islamic banking, particularly the need for a practical application of the concept of maslahah (welfare) in aligning financial transactions with Sharia principles. Islamic banking, as a trusted institution, provides ethical financing solutions based on justice and welfare, and the debt transfer product serves as a means for customers to move their debts from conventional banks to Islamic banks, ensuring adherence to Sharia values. The objective of this study is to identify the specific mechanisms of the debt transfer contract, evaluate its impact on customer welfare, and examine the practical implementation of the maslahah concept in this product. This research employs a qualitative approach, including interviews with bank representatives and analysis of relevant Sharia banking documents, to gain insights into the process and outcomes of debt transfer contracts. The study finds that the debt transfer contract not only serves as a financial tool but also reflects Islamic banks' commitment to customer welfare by providing an alternative free from interest-based practices. This research contributes to the literature by introducing innovative approaches in debt transfer contracts and reinforcing the role of maslahah in Islamic banking, offering practical solutions for promoting economic welfare and justice. The study also focuses on Bank Syariah Indonesia as a case study, contributing to the broader understanding of the development of Islamic banking in Indonesia. The findings highlight the importance of applying maslahah as a principle of economic welfare and justice within Islamic finance.
Pertimbangan Hukum Hakim terhadap Pertanggungjawaban Perdata Perusahaan Asuransi atas Penolakan Klaim Asuransi Jiwa yang Tidak Beralasan: Studi Putusan Nomor 269/Pdt.G/2023/Pn Mdn Heidie Nolle Siregar; Tahasak Sahay; Vicka Prama Wulandari; Syamhudian Noor
Jurnal Hukum Lex Generalis Vol 7 No 4 (2026): Tema Hukum Perdata dan Kenotariatan
Publisher : Himpunan Ilmu Hukum dan Ilmu Hukum Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v7i4.3547

Abstract

Life insurance constitutes a civil agreement creating a reciprocal legal relationship between the insured and the insurer based on the principle of good faith. In practice, disputes frequently arise from claim rejections by insurance companies without clear legal grounds. This study examines the civil liability of insurers for unjustified claim rejections and examines the forms of civil liability imposed on insurers. A normative juridical method is applied using statutory and case approaches, focusing on Decision of the Medan District Court Number 269/Pdt.G/2023/PN Mdn. The findings indicate that groundless claim rejection constitutes breach of contract as unlawful act therein. This study recommends that insurance companies enhance transparency and consistency in policy provisions to prevent disputes in the future.
Co-Authors Any Noegroho Heidie Nolle Siregar Suriansyah murhaini Tahasak Sahay Vicka Prama Wulandari