Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Escalate : Economics and Business Journal
Qonitha Azma Adzkia
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Influence of Perceived Ease of Use, E-Service Quality, and Security on the Interest in Reusing the Wondr By BNI Application among Students at the Sumbawa University of Technology Qonitha Azma Adzkia; Ryan Suarantalla
Escalate : Economics and Business Journal Vol. 4 No. 01 (2026): Escalate: Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v4i01.430

Abstract

The rapid growth of digital banking applications like Wondr by BNI has transformed financial services for digital-native students at Sumbawa University of Technology, yet factors driving sustained usage remain underexplored. This study aims to analyze the influence of Perceived Ease of Use, E-Service Quality, and Security on Reuse Intention. A quantitative survey method was employed targeting an unknown population of UTS students, using purposive sampling to select 100 active Wondr by BNI users. Data were collected via structured Likert-scale questionnaires and analyzed using classical assumption tests, multiple linear regression, t-tests, F-test, and Adjusted R² through SPSS version 26. Results indicate Perceived Ease of Use significantly affects Reuse Intention (p=0.001), while E-Service Quality (p=0.075) and Security (p=0.911) show insignificant partial effects. Simultaneously, all variables jointly influence Reuse Intention (F=5.415, p=0.002), explaining 11.8% variance. In conclusion, ease of use emerges as the dominant factor, with others providing supplementary support for sustained adoption.
Co-Authors Ryan Suarantalla