Nurusman, Gebi Firyanti
Unknown Affiliation

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

Sistem Keuangan Tanpa Riba Dalam Pemikiran Ekonomi Islam Kontemporer Solusi Atas Krisis Utang Dan Ketimpangan Pembiayaan Di Indonesia Nabilah, Alya Nur Fadiyah Fahdatun; Sidik, Arian Farid As; Nurusman, Gebi Firyanti; Wigati, Sri
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 9 No. 1 (2026): Volume for National Collaboration
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the concept of a riba-free financial system in contemporary Islamic economic thought and its relevance as a solution to Indonesia’s debt crisis and financing inequality. The research employs a qualitative-descriptive library method by examining the works of modern Islamic economic scholars and data related to national financing conditions. The findings show that a riba-free financial system, based on the principles of justice, profit-and-loss sharing, and transparency, offers a more stable and inclusive alternative compared to interest-based mechanisms. The application of these principles has the potential to reduce household debt burdens, expand financing access for MSMEs, and improve economic distribution. Therefore, the Islamic financial system provides a significant contribution to strengthening Indonesia’s financing structure. Keywords: Islamic Economics, Financing Inequality, Debt Crisis, Riba, Financial System
SISTEM KEUANGAN TANPA RIBA DALAM PEMIKIRAN EKONOMI ISLAM KONTEMPORER SOLUSI ATAS KRISIS UTANG DAN KETIMPANGAN PEMBIAYAAN DI INDONESIA Nabilah, Alya Nur Fadiyah Fahdatun; As Sidik, Arian Farid; Nurusman, Gebi Firyanti; Wigati, Sri
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 2 No. 1 (2026): Special Volume for International Collaboration ASEAN Countries
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the concept of a riba-free financial system in contemporary Islamic economic thought and its relevance as a solution to Indonesia’s debt crisis and financing inequality. The research employs a qualitative-descriptive library method by examining the works of modern Islamic economic scholars and data related to national financing conditions. The findings show that a riba-free financial system, based on the principles of justice, profit-and-loss sharing, and transparency, offers a more stable and inclusive alternative compared to interest-based mechanisms. The application of these principles has the potential to reduce household debt burdens, expand financing access for MSMEs, and improve economic distribution. Therefore, the Islamic financial system provides a significant contribution to strengthening Indonesia’s financing structure.