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All Journal Management Studies and Entrepreneurship Journal (MSEJ) Educate: Jurnal Ilmu Pendidikan dan Pengajaran
Hariza Hasyim
Universitas Islam Negeri Sultan Syarif Kasim Riau
Decision Sciences, Operations Research & Management Education

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Pengaruh Financial Technology Payment, Literasi Keuangan Dan Gaya Hidup Terhadap Pengelolaan Keuangan Generasi Z Aras Aira; Riri Fauzana; Hariza Hasyim
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 6 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i6.10062

Abstract

Penelitian ini memiliki 3 tujuan yaitu untuk mengetahui pengaruh financial technology payment, literasi keuangan dan gaya hidup terhadap pengelolaan keuangan generasi Z UIN Suska Riau, penelitian ini dilakukan pada Mahasiswa UIN Suska Riau, dengan Jumlah Populasi 31.000 sedangkan sampel dengan metodel isaac dan micheal, jumlah sampel sebanyak 380 orang. Metode pengumpulan data dengan kuesioner, kuesioner diajukan secara langsung dan menggunakan google form dalam penyebarannya. Pengolahan data dalam penelitian menggunakan SEM-PLS dengan SmartPLS versi 4.0. Hasil penelitian menunjukkan bahwa Financial technology payment memiliki pengaruh yang positif dan significant terhadap pengelolaan keuangan Generasi Z UIN Suska Riau, Literasi keuangan memiliki pengaruh yang positif dan sign ifikan terhadap pengelolaan keuangan generasi Z UIN Suska Riau, sedangkan untuk Variabel yang ke 3 yaitu gaya hidup tidak memiliki pengaruh terhadap pengelolaan keuangan generasi Z UIN Suska Riau. Nilai Adjust R Square 0.788, yang memiliki arti bahwa dalam penelitian ini kontribus Variabel eksogen yaitu Financial Technology Payment, Literasi Keuangan dan Gaya Hidup sebesar 78 % terhadap variable Endogen
Epistemological Analysis of the Integration of the Merdeka Curriculum and Deep Learning Technology in Islamic Education in the Digital Era Muhammad Nadhif Syuhada; Helmiati Helmiati; Hariza Hasyim
Educate: Jurnal Ilmu Pendidikan dan Pengajaran Vol 4, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/edu.v4i3.12845

Abstract

The transformation of education in the digital era has shifted the paradigm from conventional learning systems toward more adaptive, personalized, and technology-based models. This study aims to analyze the epistemological integration between the Merdeka Curriculum and deep learning technology within the development of Islamic education in the digital age. The research employed a library research method using content analysis of academic books, scholarly articles, and relevant policy documents. The findings reveal that the integration offers significant opportunities, including enhanced learning personalization, strengthened spiritual digital literacy, and pedagogical efficiency through adaptive learning systems. However, the study also identifies several epistemological and ethical challenges, such as value bias within algorithms, the risk of reducing spiritual dimensions into computational data, and limitations in digital competence among Islamic education teachers and institutional infrastructures. Epistemologically, the integration of technology in Islamic education must remain grounded in the principles of tawhid, adab, and maq??id al-tarbiyah to prevent fragmentation between knowledge and values. This study contributes theoretically by proposing an epistemological integration framework between curriculum and technology, and practically by offering insights for developing Islamic pedagogy that remains ethically and spiritually rooted while adapting to digital advancements.
Co-Authors Aras Aira Helmiati Helmiati Muhammad Nadhif Syuhada Riri Fauzana