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Hoessien, Jalaluddin
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Potential Of Indonesian Millennial Cash Waqf And Innovation Hoessien, Jalaluddin; Insani, Muhammad Fitrah; Juzaili, Khair
JIMEBIS: Scientific Journal of Students Islamic Economics and Business Vol. 6 No. 1 (2025): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/yawejj82

Abstract

Cash waqf is one of the potential financial instruments in supporting social and economic development in Indonesia. The millennial generation, with its strong connection to digital technology, has great potential to increase participation in cash waqf through digital innovation. This study aims to analyze the potential of cash waqf among the millennial generation in Indonesia and identify innovations that can enhance such participation. Through a descriptive approach and qualitative analysis of relevant literature, this study finds that technological innovations, such as digital platforms and mobile applications, can expand the reach and transparency of cash waqf management. The estimated potential of cash waqf from millennial participation ranges from IDR 684 billion to IDR 2.052 trillion per year, depending on the level of participation. The results of this study indicate that with the right approach, cash waqf can become a significant instrument to support sustainable development in Indonesia.
Implemention Of Rahn Tasjily For The Benefit Of The Community Peureulak Pawnshop, East Aceh Hoessien, Jalaluddin
JIMEBIS: Scientific Journal of Students Islamic Economics and Business Vol. 7 No. 1 (2026): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/1qvmm547

Abstract

The requirements of society will dictate how economic practices develop. Efforts to create the Islamic economy revolve on the idea of maslahah. The central focus of this study is to analyze the current Islamic pawn system and its application of the notion of Rahn within the framework of Islamic law. Rahn, whose root meaning is "to hold," refers to the Islamic tradition of pledging a valued asset as security for a loan. This paper seeks to provide a thorough explanation of Rahn and examine its several applications in modern Islamic pawn institutions. In pawning, an object is pledged as security for a loan, with the understanding that if repayment becomes problematic, the collateral might be sold to cover the amount. One aspect of pawning is rahn tasjili, which is a moveable item that serves as collateral for debt. The rahin retains control over the collateral, which is used to pay off the loan, while the murtahin receives evidence of ownership. Staying safe, putting one's own needs first, and not engaging in acts that go against Islamic law, including usury, are the cornerstones of rahn tasjili. Research in the area was used in this effort. The methods used to gather data were documentation, interviews, and observation. Data reduction, presentation, verification, and collecting were all accomplished via the application of qualitative analytic methodologies
Co-Authors Insani, Muhammad Fitrah Juzaili, Khair