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All Journal AHKAM : Jurnal Hukum Islam dan Humaniora International Journal of Economic, Technology and Social Sciences (Injects)
Hafizah Salsabilah Manik
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Bank Indonesia's Role in Maintaining Monetary Stability and the Payment System in Indonesia M. Faisal Rahendra Lubis; br Tarigan, Bella; Siti Zahra Hsb; Hafizah Salsabilah Manik; Shafira Putri Azhari; Daffa A. Ananda Bayadi
International Journal of Economic, Technology and Social Sciences (Injects) Vol. 6 No. 1 (2025): Mei 2025
Publisher : CERED Indonesia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53695/injects.v6i1.1569

Abstract

This article discusses the role of Bank Indonesia in maintaining monetary and payment system stability as an important part of national economic resilience. Monetary stability is understood as an effort to control inflation, maintain the value of the rupiah, and ensure that the amount of money in circulation is at a level appropriate for economic needs. The development of financial technology and the digitalization of payment systems have also influenced these stabilization mechanisms, requiring Bank Indonesia to adjust its policies to structural changes in the financial system. This research uses a normative legal method with a statute and conceptual approach, and is sourced from primary legal materials such as Article 23D of the 1945 Constitution, Law No. 23 of 1999, and Law no. 6 of 2009, as well as supported by secondary literature from books and scientific journals. The analysis results show that Bank Indonesia implements monetary stabilization through the BI-7DRR interest rate policy, open market operations, exchange rate intervention, and macroprudential instruments to maintain inflation and the stability of the rupiah's value. At the same time, BI's role in the payment system is realized through strengthening digital infrastructure such as QRIS and BI-FAST, improving cybersecurity, and regulations aimed at reducing systemic risk. Research findings also indicate that challenges in the digital age include cybercrime threats, infrastructure inequality, cryptocurrency developments, and the need for regulatory harmonization between institutions. Therefore, the future strategy requires BI to strengthen policy adaptation, increase digital financial literacy, and expand institutional synergies to ensure the sustained maintenance of monetary and payment system stability.
Verstek dalam Perkara Perceraian di Pengadilan Agama dan Implikasinya terhadap Putusan Hafizah Salsabilah Manik; Maria Rosalina; Shakila Aminah Pulungan; Siti Zahra Hsb
AHKAM Vol 5 No 3 (2026): SEPTEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i3.10717

Abstract

Divorce cases in the Religious Courts require a balance between the efficiency of case resolution and the protection of the defendant’s rights, especially when a decision is rendered in the defendant’s absence through the verstek mechanism. This study aims to analyze the mechanism for applying verstek decisions in divorce cases in the Religious Courts and to formulate effective legal protection measures for defendants through the verzet mechanism. This study used a normative legal method with a prescriptive doctrinal approach through the examination of primary legal materials, such as HIR and RBg, as well as other relevant legal literature. The results show that verstek decisions are an important instrument for preventing stagnation in the judicial process due to the defendant’s passive attitude, but judges still have a judicial obligation to conduct ex officio examination to ensure that the claim is well-founded and does not violate rights. In divorce cases, the application of verstek has specific characteristics because judges bear a moral burden to view divorce as an ultimum remedium. As a balancing mechanism, verzet functions as an instrument of legal protection that provides defendants with a second opportunity to defend themselves and refute the plaintiff’s arguments through adversarial examination. The conclusion of this study affirms that the regulation of verstek and verzet represents a synthesis between the need for judicial efficiency and respect for substantive justice. The implications of this study indicate the importance of applying the principle of judicial prudence in divorce cases and the need for further socio-legal studies to assess the effectiveness of implementing such decisions in judicial practice across various regions.
Co-Authors br Tarigan, Bella Daffa A. Ananda Bayadi M. Faisal Rahendra Lubis Maria Rosalina Shafira Putri Azhari Shakila Aminah Pulungan Siti Zahra Hsb