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All Journal AHKAM : Jurnal Hukum Islam dan Humaniora International Journal of Economic, Technology and Social Sciences (Injects)
Shafira Putri Azhari
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Bank Indonesia's Role in Maintaining Monetary Stability and the Payment System in Indonesia M. Faisal Rahendra Lubis; br Tarigan, Bella; Siti Zahra Hsb; Hafizah Salsabilah Manik; Shafira Putri Azhari; Daffa A. Ananda Bayadi
International Journal of Economic, Technology and Social Sciences (Injects) Vol. 6 No. 1 (2025): Mei 2025
Publisher : CERED Indonesia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53695/injects.v6i1.1569

Abstract

This article discusses the role of Bank Indonesia in maintaining monetary and payment system stability as an important part of national economic resilience. Monetary stability is understood as an effort to control inflation, maintain the value of the rupiah, and ensure that the amount of money in circulation is at a level appropriate for economic needs. The development of financial technology and the digitalization of payment systems have also influenced these stabilization mechanisms, requiring Bank Indonesia to adjust its policies to structural changes in the financial system. This research uses a normative legal method with a statute and conceptual approach, and is sourced from primary legal materials such as Article 23D of the 1945 Constitution, Law No. 23 of 1999, and Law no. 6 of 2009, as well as supported by secondary literature from books and scientific journals. The analysis results show that Bank Indonesia implements monetary stabilization through the BI-7DRR interest rate policy, open market operations, exchange rate intervention, and macroprudential instruments to maintain inflation and the stability of the rupiah's value. At the same time, BI's role in the payment system is realized through strengthening digital infrastructure such as QRIS and BI-FAST, improving cybersecurity, and regulations aimed at reducing systemic risk. Research findings also indicate that challenges in the digital age include cybercrime threats, infrastructure inequality, cryptocurrency developments, and the need for regulatory harmonization between institutions. Therefore, the future strategy requires BI to strengthen policy adaptation, increase digital financial literacy, and expand institutional synergies to ensure the sustained maintenance of monetary and payment system stability.
Kedudukan Gugatan Rekonvensi dalam Cerai Talak dan Cerai Gugat di Peradilan Agama Maria Rosalina; Shafira Putri Azhari; Najwa Tindaon; Chairunnisa Chairunnisa
AHKAM Vol 5 No 3 (2026): SEPTEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i3.10799

Abstract

Although counterclaims have been recognized as a defendant’s formal right in civil procedural law, their position in divorce by repudiation and contested divorce cases within the Religious Courts still faces inconsistent practice, particularly due to a normative gap in the Compilation of Islamic Law. This study aims to examine the position of counterclaims in divorce by repudiation and contested divorce cases and to analyze their effectiveness as an instrument for protecting the rights of the parties. This study uses a normative legal method with statutory and conceptual approaches. Legal materials were analyzed descriptively and analytically to examine the regulation of counterclaims under the HIR and RBg and their relevance in the practice of resolving divorce cases in the Religious Courts. The results of the study show that counterclaims have an important position as a means of protecting the defendant’s rights as well as an instrument of procedural efficiency through the concept of one-stop litigation. However, their effectiveness is still hindered by normative uncertainty regarding post-divorce rights and weaknesses in the enforcement of judgments. Supreme Court Circular Number 3 of 2018, through the judge’s ex officio authority, constitutes a legal breakthrough in protecting women’s rights, but it cannot replace the active role of counterclaims as an instrument for asserting the rights of the parties. The conclusion of the study affirms that counterclaims need to be positioned as a strategic legal mechanism in resolving divorce cases in the Religious Courts. The implications of this study indicate the need for regulatory synchronization and the preparation of more comprehensive operational guidelines to ensure legal certainty, judicial efficiency, and substantive justice for the litigating parties.
Co-Authors br Tarigan, Bella Chairunnisa Chairunnisa Daffa A. Ananda Bayadi Hafizah Salsabilah Manik M. Faisal Rahendra Lubis Maria Rosalina Najwa Tindaon Siti Zahra Hsb