Muhammad Gowon
Universitas Jambi, Jambi, Indonesia

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The Influence of Financial Literacy, Fear of Missing Out (FoMO), and E-Wallet Use on Student Financial Behavior (A Case Study of Accounting Students from the 2021-2024 Cohort at Jambi University) Rahmadina; Muhkzarudfa; Muhammad Gowon
Greenation International Journal of Economics and Accounting Vol. 3 No. 3 (2025): Greenation International Journal of Economics and Accounting (September - Novem
Publisher : Greenation Research & Yayasan Global Resarch National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/gijea.v3i3.523

Abstract

This study aims to analyze the influence of financial literacy, the Fear of Missing Out (FoMO) phenomenon, and the use of e-wallets on the financial behavior of students. This study was conducted on students of the Accounting Study Program at the University of Jambi from the 2021–2024 batch. Background: The younger generation, especially students, has the potential to influence their consumption patterns and financial decision-making. A quantitative approach was used in this study with a survey method and questionnaire distribution to respondents who were determined through purposive sampling. The collected data were analyzed using multiple linear regression to test the influence of independent variables on dependent variables.
The Influence of Fintech Payment, Financial Literacy, and Social Environment on Financial Management in College Students Nurul Tsalatsa Azizah; Mukhzarudfa; Muhammad Gowon
Greenation International Journal of Economics and Accounting Vol. 3 No. 3 (2025): Greenation International Journal of Economics and Accounting (September - Novem
Publisher : Greenation Research & Yayasan Global Resarch National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/gijea.v3i3.525

Abstract

This study aims to determine the influence of Fintech Payment, Financial Literacy and Social Environment on Financial Management in Students. The questionnaire was distributed to accounting students of the 2021-2024 batch of the University of Jambi with a total of 256 valid and processable questionnaires. Data processing is carried out using SPSS Version 27. The results of the study indicate that first, Fintech Payment does not have a partial effect on Financial Management. Second, Financial Literacy has a significant partial effect on Financial Management. Third, the Social Environment has a significant partial effect on Financial Management. Fourth, Fintech Payment, Financial Literacy and Social Environment have a simultaneous effect on Financial Management