Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Al-Kharaj: Journal of Islamic Economic and Business
Pattilouw, Djufri R
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Strategic Pathways for MSME Development Through Business Legality and Halal Certification: Evidence from Ambon City Usman, Fadly; Pattilouw, Djufri R; Hahury, Hendri D
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9343

Abstract

This study examines the internal and external factors influencing the development of Micro, Small, and Medium Enterprises (MSMEs) in Ambon City, with particular attention to business legality through the Business Identification Number (Nomor Induk Berusaha, NIB) and halal product certification. A qualitative, descriptive-analytical approach was employed, drawing on in-depth interviews, observations, and document analysis involving 20 informants comprising MSME actors and relevant stakeholders. The findings indicate that internal motivation, awareness of legal compliance, and commitment to halal principles constitute key strengths. In contrast, limited access to capital, low administrative literacy, and reliance on external facilitators emerge as significant internal constraints. Externally, free NIB registration and halal certification programs, mentoring initiatives, and improved access to financing and markets present substantial opportunities. However, these opportunities are tempered by challenges such as limited availability of halal raw materials and technical barriers associated with digital systems. A weighted SWOT analysis (Internal Factor Analysis Summary, IFAS and External Factor Analysis Summary, EFAS) identifies four strategic directions: (1) accelerating business legality and halal certification (S-O); (2) strengthening internal capacity through integrated mentoring (W-O); (3) mitigating external threats through internal discipline and regulatory adaptation (S-T); and (4) adopting defensive strategies based on business scale adjustment (W-T). The study concludes that integrating NIB registration with halal certification can enhance MSME competitiveness, expand market access, and support long-term sustainability in Ambon City.
Co-Authors Fadly Usman Hahury, Hendri Dony