Yousf Bellin Swarli
Institut Studi Islam Sunan Doe

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The Influence of Village Financial Management on Community Welfare. Case Study in Greneng Village, East Sakra District, East Lombok Regency Sulman Hadi; Yousf Bellin Swarli
Cigarskruie: Journal of Educational and Islamic Research Vol. 2 No. 1 (2024): September
Publisher : Saniya Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65190/636434

Abstract

The aim of this research is to see the influence of Village Financial Management (X) on the welfare of the Greneng Village Community, East Sakra District, East Lombok Regency. The sample used in this research was 30 respondents. The data analysis method used was simple linear regression including prerequisite assumption tests. Based on the results of the regression test, it was found that Village Financial Management (X) had a significant effect on the Welfare of the Greneng Village Community, East Sakra District, East Lombok Regency (Y). This is proven by a sig value of 0.000 < 0.05 in a positive direction. The Village Financial Management Variable (X) influences Community Welfare (Y) by 39.8%, while 60.2% is influenced by variables outside of observation.
The Influence of Mudharabah, Murabahah, and Ijarah Financing on Return on Assets in Islamic Commercial Banks in Indonesia Yousf Bellin Swarli
Jurnal Riset Ilmu Pendidikan Vol. 5 No. 3 (2025): Jurnal Riset Ilmu Pendidikan
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/jrip.v5i3.1242

Abstract

The purpose of this study is to analyze the influence of Mudharabah, Murabahah and Ijarah variables on the Return on Assets (ROA) of Indonesian Islamic General Banking based on business units carried out in the period January 2019 to December 2023. The data analysis method used is multiple linear regression including the classical assumption test. Based on the results of the partial test (T-Test) the Mudharabah variable does not have a significant effect on Return on Assets (ROA) because the significance value is 0.402 more than 0.05 with a positive direction of influence or coefficient value. The Murabahah variable has a significant effect on Return on Assets (ROA) because the significance value is 0.00 less than 0.05 with a positive direction of influence or coefficient value. The Ijarah variable has a significant effect on Return on Assets (ROA) because the significance value is 0.02 less than 0.05 with a positive direction of influence or coefficient value. The results of the simultaneous test (F Test) of all independent variables (Mudharabah, Murabahah, Ijarah) significantly influence the dependent variable (Return on Asset) with a significance value of 0.00 less than 0.05. The influence of independent variables simultaneously on the dependent variable is 27.9% and 72.1% is influenced by other variables outside the study or outside the regression model.