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Husin Maulana
Universitas Islam Negeri Fatmawati Sukarno Bengkulu, Indonesia
Economics, Econometrics & Finance

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Implementation of Baitul Maal Wat Tamkwil (BMT) in Efforts to Get Economic Growth in Indonesia Husin Maulana; Efriansyah Efriansyah
Journal of Accounting, Finance, and FinTech Advancements Vol. 1 No. 2 (2025): June
Publisher : CV. Proaksara Global Transeduka

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Abstract

This study is intended to explain the implementation of baitul maal tamwil (BMT) in efforts for economic growth in Indonesia. This study adopts a library research methodology. Library research involves gathering information and data using a variety of materials available in libraries such as documents, books, magazines, and historical accounts. Baitul Maal wat Tamwil (BMT) is a self-sustaining business that follows the principles of Bayt Al-Maal Wa At-Tamwil by executing strategies to enhance productive business ventures and investments to uplift the quality of small and medium enterprises through promoting savings and boosting financing in their economic pursuits. BMT can be formulated as a Community Self-Help Group (KSM) or a cooperative. When established within a KSM structure, BMT will be granted operational certification by the Small Business Incubation Center (PINBUK), endorsed by Bank Indonesia (BI) as the primary non-governmental organization overseeing KSM implementation as outlined in Law no. 17 of 2013 regarding Community Organizations.
Co-Authors Efriansyah Efriansyah