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Tugas, Fungsi, dan Tujuan Filsafat Dakwah Rohman
Himada: Jurnal Mahasiswa Dakwah dan Komunikasi Vol 1 No 2, Juli-Desember (2024): Global Communico: Jurnal Mahasiswa Komunikasi dan Dakwah
Publisher : Program Studi Komunikasi dan Penyiaran Islam, STAI Dirosat Islamiyah Al-Hikmah Jakarta

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Abstract

This research examines the urgency of the philosophy of da'wah in the modern context, focusing on its duties, functions, and objectives in the development of da'wah activities. Using a qualitative method with a library research approach, this research analyzes various literature sources including books, journals, articles, and relevant online sources. The results showed that the philosophy of da'wah has a vital role as a conceptual foundation and analytical tool in understanding and developing da'wah in the contemporary era. It performs its duties in formulating theological foundations, developing effective methods, and evaluating da'wah practices. Its functions include providing a conceptual framework, aligning da'wah with the social context, and developing dynamic methods. Its objectives not only focus on spiritual aspects, but also encompass broader social transformation, including the development of social awareness, the realization of justice, and the establishment of a sustainable Islamic civilization. This study concludes that the philosophy of da'wah is a crucial element in ensuring the relevance and effectiveness of da'wah amid the dynamics of modern society
Dinamika Qard Hasan dan Riba Nasi’ah dalam Praktik Utang Bon Warung Madura Rohman
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 18 No. 01 (2026): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah dan Hukum, Universitas PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/28qgx779

Abstract

This study examines the informal credit practice known as bon — a trust-based deferred payment system — that is widely practiced in Madurese-owned grocery stores (Warung Madura) operating across Indonesian urban areas. Despite the well-documented Islamic consciousness of Madurese traders, particularly their deliberate avoidance of bank interest on religious grounds (Hidayat et al., 2023), no prior research has systematically analyzed the bon system through the lens of fiqh muamalah. This study addresses that gap by employing a qualitative descriptive approach with a normative-empirical design, combining in-depth interviews, participatory observation, and documentation with comparative fiqh analysis grounded in classical Islamic jurisprudence and Fatwa DSN-MUI No. 19/DSN-MUI/IV/2001 on Al-Qardh. The findings identify three typologies of bon practice. The first two typologies — characterized by uniform pricing between cash and credit purchases, voluntary tenor, and the absence of any financial surcharge — substantively fulfill the rukun and conditions of qard hasan and are consistent with the maqashid al-shariah principle of hifzh al-mal (wealth preservation). The third typology, however — wherein a hidden price markup is applied to bon customers relative to cash buyers — constitutes riba nasi'ah under fiqh muamalah, regardless of whether the practitioner is aware of its prohibited nature. This finding reveals a critical paradox: traders who consciously reject institutional riba simultaneously operate a functionally equivalent mechanism at the micro-transaction level, indicating a gap between formal-institutional and substantive-jurisprudential Islamic consciousness. The study proposes a five-element shariah-compliant bon model as a practical recommendation for traders and policymakers developing informal Islamic microfinance frameworks in Indonesia.