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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah At-Thariqah Jurnal Ekonomi
Dewi Khayyirah Novrianti
Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Peran Pasar Modal Syari’ah Dalam Perkembangan Perekonomian Di Indonesia Dewi Khayyirah Novrianti; Herlina Yustati
At-Thariqah: Jurnal Ekonomi Vol. 4 No. 2 (2024): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v4i2.1629

Abstract

This research was conducted to find out whether there is an influence of the Shariah capital market on economic growth in Indonesia. The capital market provides its services by bridging the relationship between capital owners (investors) and fund borrowers (issuers). The method used in this research is qualitative analysis with descriptive analysis and using the literature method by collecting, reading and recording literature studies related to the subject being studied. In conclusion, the sharia capital market is defined as a capital market that applies the principles of sharia in economic transaction activities and is free from prohibited things such as usury, gambling and speculation
Pengaruh Efektivitas, Efisiensi dan Literasi Keuangan dalam Penggunaan Qris terhadap Inklusi Keuangan Menurut Ekonomi Islam pada Gen-Z di Kota Bengkulu Dewi Khayyirah Novrianti; Eka Sri Wahyuni; Andi Harpepen
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 3 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i3.31643

Abstract

This study aims to determine the influence of effectiveness, efficiency, and financial literacy in the use of QRIS on financial inclusion among Generation Z in Bengkulu City. The data was obtained from questionnaires distributed to Generation Z aged 20-24 years in Bengkulu City who had used QRIS. The sample was taken using purposive sampling. This study used a quantitative method with descriptive statistical analysis, validity test, reliability test, classical assumption test, linearity test, multiple linear regression analysis, and hypothesis testing. The results of this study indicate that the variables of efficiency and financial literacy have a significant relationship with financial inclusion, while the variable of effectiveness does not have a significant effect on financial inclusion among Generation Z in Bengkulu City. Keywords: Effectiveness; Efficiency; Financial Literacy; QRIS; Financial Inclusion
Co-Authors Andi Harpepen Eka Sri Wahyuni Herlina Yustati