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All Journal International Journal Of Computer, Network Security and Information System (IJCONSIST) Sinergi Aksi Nyata Cendekia
Imroatul Ajizah
Universitas Pembangunan Nasional "Veteran" Jawa Timur
Agriculture, Biological Sciences & Forestry Computer Science & IT Social Sciences Other

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Explainable Artificial Intelligence (xAI) for Reliable Financial Decision-Making in Credit Scoring System Nabila Wafiqotul Azizah; Imroatul Ajizah; Muhammad Reza Pahlawan; Mohammad Al Hafidz
IJCONSIST JOURNALS Vol 7 No 1 (2025): September
Publisher : International Journal of Computer, Network Security and Information System

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/ijconsist.v7i1.161

Abstract

Finance plays a vital role as one of the key elements necessary for sustaining life. Since financial stability is closely linked to overall well-being, many individuals resort to borrowing from financial institutions. As a result, the increasing number of loan applications has led to a rise in financial burdens and fund congestion within these institutions. To mitigate such risks, credit scoring has become an essential predictive approach widely adopted in financial institutions to evaluate customer creditworthiness. Through credit scoring, institutions can determine whether a customer is eligible to receive a loan. This study employs an open-source dataset obtained from Kaggle and follows the CRISP-DM methodology, which consists of six phases: Business Understanding, Data Understanding, Data Preparation, Modeling, Evaluation, and Deployment. The research implements a classification approach by comparing two algorithms—Random Forest Regression and XGBoost. The results show that the Random Forest Regression model performs better, achieving the highest accuracy, recall, and precision, with an AUC value of 0.796 and a Coefficient of Variation (CV) of 0.712
EDUKASI PENGUATAN PENDIDIKAN MODERASI BERAGAMA SEBAGAI UPAYA PENCEGAHAN KEKERASAN VERBAL DAN FISIK PADA SISWA SMK NEGERI 12 SURABAYA Imroatul Ajizah; Muhammad Rafif Ramadhan; Mochammad Fahriel Al Fahrozi; Said Nizeyimana; Ika Acha Tabarani; Salsa Billa Inesya Widodo; Muhammad Rangga Maulana; Jihan Faradhila Putri
Sinergi Aksi Nyata Cendekia Vol 2, No 2 (2026): Mei
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.6131/sancaka.v2i2.408

Abstract

Kekerasan verbal dan fisik di lingkungan sekolah masih menjadi permasalahan serius di Indonesia. Data dari Jaringan Pemantau Pendidikan Indonesia (JPPI) mencatat lonjakan kasus kekerasan di sekolah dari 285 kasus pada tahun 2023 menjadi 573 kasus pada tahun 2024. Moderasi beragama sebagai pendekatan berbasis nilai-nilai dinilai relevan untuk diterapkan dalam pencegahan kekerasan di kalangan pelajar. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan pemahaman siswa SMK Negeri 12 Surabaya terhadap nilai-nilai moderasi beragama sebagai upaya pencegahan kekerasan verbal dan fisik di lingkungan sekolah.Kegiatan dilaksanakan pada tanggal 22 Mei 2026 dan diikuti oleh 30 siswa pada sesi pre-test serta 26 siswa pada sesi post-test. Metode yang digunakan adalah sosialisasi edukatif berbasis ceramah interaktif, diskusi partisipatif, dan ice breaking. Evaluasi dilakukan menggunakan instrumen pre-test dan post-test dengan 8 butir soal pilihan ganda. Hasil kegiatan menunjukkan peningkatan rata-rata nilai dari 87,50 pada pre-test menjadi 98,08 pada post-test, dengan peningkatan sebesar 10,58 poin atau 12,09%. N-Gain Score yang diperoleh sebesar 0,85 termasuk dalam kategori tinggi.
Co-Authors Ika Acha Tabarani Jihan Faradhila Putri Mochammad Fahriel Al Fahrozi Mohammad Al Hafidz Muhammad Rafif Ramadhan Muhammad Rangga Maulana Muhammad Reza Pahlawan Nabila Wafiqotul Azizah Said Nizeyimana Salsa Billa Inesya Widodo