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This Author published in this journals
All Journal al-Afkar, Journal For Islamic Studies Al-Arfa: Journal of Sharia, Islamic Economics and Law
Hasan Sulton
Universitas Darussalam Gontor
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Review of Maqasid Syariah in Using Shopee PayLater Imam Kamaluddin; Hasan Sulton
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.2132

Abstract

This article examines the use of Shopee PayLater as a payment method on the Shopee e-commerce platform from the perspective of maqashid sharia in Islam. Shopee PayLater offers convenience and flexibility in online shopping by providing instant loans that allow customers to receive goods first and PayLater or through installments. There are major risks, namely the potential for uncontrolled consumer behavior, which can lead to debt accumulation. In addition, the element of usury in the installment system and late fees charged by Shopee make this feature not entirely in line with Islamic economic principles. This research method is a literature review. The type of research used is library research (Library Research) research results. Shopee PayLater offers benefits in ease of transactions, its use needs to be done carefully and with careful consideration, especially in the context of sharia law. It is important for consumers to understand the risks associated with using this feature and ensure that the actions taken are not in accordance with Islamic teachings, because there are still many disadvantages in this transaction, especially in terms of safeguarding assets (hifzul maal) and avoiding practices that are contrary to sharia.
Review of Maqasid Syariah in Using Shopee Paylater Islamic Worldview Analysis Study Hasan Sulton
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.108

Abstract

This article examines the use of Shopee PayLater as a payment method on the Shopee e-commerce platform from the perspective of Maqasid Sharia (the objectives of Islamic law). While Shopee PayLater offers convenience and flexibility in online shopping by providing instant credit—allowing customers to receive goods first and pay later or via installments—it entails significant risks, primarily the potential for uncontrolled consumerist behavior that can lead to debt accumulation. Furthermore, the presence of *riba* (usury) elements in the installment system and the imposition of late fees mean that this feature does not fully align with Islamic economic principles. This study employs a literature review methodology. The findings indicate that although Shopee PayLater offers transactional convenience, its use requires caution and careful consideration, particularly within the context of Sharia law. It is crucial for consumers to understand the associated risks and ensure their actions align with Islamic teachings, given the potential harms (*mudharat*) inherent in these transactions—specifically regarding the preservation of wealth (*hifz al-mal*) and the avoidance of practices that contravene Sharia.
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